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Home » Fintech

Xiaomi and Sei Bring Crypto Wallets to Millions of Smartphones

Published on: December 12, 2025, 2:43 PM EST
Kathleen Kinder
Written By
Kathleen Kinder
Kathleen Kinder
Senior Editor • 1,939 Articles
Kathleen Kinder brings over 11 years of experience in the research industry, with deep expertise in finance, cryptocurrency, and insurance. ... See full bio
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Sei and Xiaomi are joining forces to bring blockchain technology straight to users’ pockets, with a crypto wallet and Web3 finance app set to launch on millions of smartphones worldwide.

Key Takeaways

  • Sei has partnered with Xiaomi to pre-install a Web3-enabled crypto wallet and discovery app on new smartphones sold outside mainland China and the U.S.
  • The app will support stablecoin payments, peer-to-peer transfers, and access to top decentralized applications, with rollout targeting Europe, Latin America, Southeast Asia, and Africa.
  • Xiaomi users will enjoy easy onboarding via Google or Xiaomi IDs and enhanced wallet security powered by multi-party computation.
  • A $5 million Global Mobile Innovation Program will support the integration and help accelerate blockchain adoption on mobile devices.

What Happened?

Sei, a fast-growing Layer-1 blockchain network, has struck a major deal with Xiaomi, the world’s third-largest smartphone maker, to embed a Web3-enabled finance app directly into the tech giant’s devices. This app will be pre-installed on Xiaomi smartphones sold in key regions outside China and the U.S., potentially exposing millions of users to crypto through a seamless mobile interface.

A new era of mobile finance is coming to Xiaomi’s global user base.

A next-gen finance app powered by Sei and designed for stablecoin payments, will be integrated into the Xiaomi mobile ecosystem, coming pre-installed on new devices.

Money made instant — built into your phone. pic.twitter.com/75ly01AHB3

— Sei (@SeiNetwork) December 10, 2025

A Massive Push for Mainstream Blockchain Access

This partnership marks a significant shift in how users will interact with crypto. The app, built on the Sei blockchain, enables users to perform secure peer-to-peer transfers, make payments to merchants, and explore decentralized apps without needing complex setup.

  • Onboarding is simple: Users can log in using their Google or Xiaomi accounts.
  • Security is enhanced through multi-party computation wallets.
  • Regions prioritized for the rollout include Europe, Latin America, Southeast Asia, and Africa, where Xiaomi already holds substantial market share.

By embedding crypto directly into mobile infrastructure, Sei and Xiaomi aim to make blockchain tools a standard part of smartphone features rather than niche apps for tech-savvy users.

Stablecoin Payments and Retail Expansion

One of the most notable developments is the planned support for stablecoin payments, such as USDC. Customers will be able to use these digital assets to pay for Xiaomi products, including smartphones and even electric vehicles.

  • Pilot programs for stablecoin payments will begin in Hong Kong and the European Union by mid-2026, with further expansion planned for compliant markets.
  • These capabilities will be part of both Xiaomi’s retail stores and online platforms, creating real-world utility for crypto users.

The focus on stablecoins is particularly important. Unlike volatile tokens, stablecoins pegged to fiat currencies make everyday payments more predictable and trustworthy for consumers.

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The Technology Powering It All

Sei has positioned itself as a high-performance blockchain built for speed and scalability. With a mainnet launched in 2023, the network is capable of processing up to 20,000 transactions per second, with finality under 400 milliseconds.

  • Over 80 million wallets and 4 billion transactions have been handled since launch.
  • It now leads the Web3 gaming space, with 8.8 million connected wallets and strong growth metrics including $469 million in weekly gaming transaction volume and over $600 million in total value locked.
  • The Sei ecosystem continues to grow with recent MetaMask support and a $120 million ecosystem fund to boost development.

This technical foundation gives Xiaomi confidence that Sei can deliver a smooth, reliable user experience at scale.

Industry Context and Comparisons

Other tech giants have also stepped into the crypto arena. Samsung’s Galaxy smartphones now support direct crypto purchases through Samsung Wallet in partnership with Coinbase. Solana Mobile’s Seeker phone features integrated wallets, a dApp store, and a token-backed ecosystem.

However, what sets the Sei-Xiaomi initiative apart is scale and accessibility. Instead of targeting crypto enthusiasts with niche devices, this partnership places blockchain features in the hands of mainstream mobile users, potentially transforming how people interact with digital assets.

CoinLaw’s Takeaway

I think this is a turning point for mobile crypto adoption. In my experience, the biggest hurdle for newcomers has always been onboarding. If Sei and Xiaomi succeed in making wallets as easy to use as a regular payment app, we’re looking at a new wave of crypto users. The real game-changer here isn’t the wallet or the app, it’s the pre-installation. That simple move eliminates friction and puts crypto right in users’ hands. If the stablecoin payments go smoothly in the EU and Hong Kong, I expect other manufacturers to follow. I found this deal to be more than just another blockchain partnership. It’s a sign that crypto is quietly becoming infrastructure.

Definition of Blockchain. Link to full glossary entry follows the description.Blockchain

A distributed digital ledger that records transactions across a network, with each block cryptographically linked to the previous one for security.

Read more

Definition of Layer 1. Link to full glossary entry follows the description.Layer 1

A Layer 1 is the base blockchain layer that settles its own transactions, enforces its own consensus, and secures its own ledger. Bitcoin, Ethereum, Solana.

Read more

Definition of Stablecoin. Link to full glossary entry follows the description.Stablecoin

A stablecoin is a cryptocurrency tied to a reserve asset like the US dollar, designed to maintain a stable value for trading, payments, and transfers.

Read more

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Kathleen Kinder

Kathleen Kinder

Senior Editor


Kathleen Kinder brings over 11 years of experience in the research industry, with deep expertise in finance, cryptocurrency, and insurance. At CoinLaw, she writes timely, reader-focused news articles and also serves as a senior editorial reviewer. Drawing on her background in B2B research, consumer insights, and executive interviews, she ensures every piece delivers clarity, accuracy, and real-world relevance.

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Table of Contents

  • Key Takeaways
  • What Happened?
  • A Massive Push for Mainstream Blockchain Access
  • Stablecoin Payments and Retail Expansion
  • The Technology Powering It All
  • Industry Context and Comparisons
  • CoinLaw’s Takeaway
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