XRP Statistics 2026: Supply, Holders, and Network Data

XRP’s circulating supply sits at an estimated 62,744,504,852 tokens, against a hard-coded maximum of 100 billion. Against a total supply of 99.986 billion, that leaves 37.241 billion tokens outside the tradable float. The gap separates the two valuation figures CoinGecko publishes side by side. Market capitalization of $86.538 billion counts circulating supply alone, while fully diluted valuation of $137.901 billion assumes every token trades.

Ownership data from the Bithomp explorer complicates the picture further. Some 8,093,328 accounts hold an XRP balance, yet the top 100 control 32.8% of total supply. XRPSCAN’s owner-grouped rich list puts Ripple’s 26 labelled accounts at 38.586% once escrowed tokens are counted. Supply, concentration, custody, escrow, and network throughput follow below, each drawn from on-ledger or exchange-aggregate data.

Key Takeaways

• According to CoinGecko, the gap between XRP’s total supply of 99.986 billion and its circulating supply of 62.745 billion works out to 37.241 billion tokens outside the tradable float.
• Per CoinGecko, XRP’s ratio of market capitalization to fully diluted valuation is 0.63.
• According to XRPSCAN, Ripple’s 26 labelled accounts hold 35,000,000,000 XRP in escrow alongside 3,580,570,999.111841 XRP in available balance, a combined 38.586% of supply.
• According to Bithomp, the largest individual wallet holds 1.84% of supply, while the top 100 accounts together hold 32.8%.
• Per CoinGecko’s treasuries tracker, public companies and governments hold 474,467,634 XRP worth $653,459,450, equal to 0.47% of total supply.
• The official XRPL Explorer reports the XRP Ledger closing a new ledger every 3.853 seconds at an average transaction fee of 0.00009164 XRP.

Editor’s Choice

• According to CoinGecko, XRP’s market capitalization stands at $86.538 billion.
• Fully diluted valuation reaches $137.901 billion at the current price.
• Twenty-four-hour trading volume across all tracked platforms totals $4.005 billion.
• Bithomp tracks balances across 8,093,328 accounts holding XRP.
• XRP’s all-time high of $3.65 was set on Jul 17, 2025.
• Per XRPSCAN, the ledger processed 2 million transactions in a single 24-hour window, of which 1.7 million succeeded.
• Automated market maker pools on the XRP Ledger hold 12.4 million XRP across 30,400 active pools.

XRP Supply and Circulation

• According to CoinGecko, XRP’s estimated circulating supply is 62,744,504,852 tokens, reported as 62.745 billion.
• CoinGecko defines total supply as on-chain supply minus burned tokens and puts it at 99.986 billion.
• Maximum supply is coded at 100 billion, a ceiling that cannot be raised.
• XRP Ledger documentation states that all 100 billion XRP existed at the moment the ledger was created.
• Ripple, incorporated as OpenCoin Inc. in September 2012, received a gift of 80 billion XRP in exchange for developing the XRP Ledger.
• Bithomp’s XRP Ledger explorer tracks balances across 8,093,328 accounts holding XRP.

Source: CoinGecko, Bithomp, XRP Ledger documentation, August 2026

About This Data

Compiled from nine sources captured in late August: XRP Ledger official documentation and the official XRPL Explorer at Tier 1, plus CoinGecko market and treasury dashboards, XRPSCAN and Bithomp at Tier 2. Only on-ledger or exchange-aggregated data qualified, and no market-research estimates were used. Ledger metrics are rolling daily or live-window figures, so they move.

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XRP Price, Market Cap, and Valuation

• XRP traded at $1.3782 on the Bithomp explorer’s reference feed.
• Market capitalization, calculated as price multiplied by circulating supply, reached $86.538 billion.
• Fully diluted valuation, calculated on total supply rather than circulating supply, reached $137.901 billion.
• Twenty-four-hour trading volume across all tracked platforms came to $4.005 billion.
• XRP’s all-time high of $3.65 dates to Jul 17, 2025, leaving the token 62.2% below that peak.
• The all-time low of about $0.002686 was recorded on May 21, 2014.

By the numbers: CoinGecko puts XRP’s ratio of market capitalization to fully diluted valuation at 0.63, with $86.538 billion of a $137.901 billion theoretical valuation currently circulating. That ratio matters more than the headline market cap, because escrow releases expand the denominator on a published schedule.

Recent Developments

• August 2026: Circulating supply reached an estimated 62,744,504,852 XRP, leaving market capitalization at $86.538 billion.
• August 2026: Corporate and sovereign treasury holdings reached $653,459,450 in USD value across 474,467,634 XRP.
• August 2026: Automated market maker activity on the ledger reached 30,400 pools holding 12.4 million XRP, a 2.5% move in locked value.
• August 2026: Active users jumped 179.7% to 485,700 in a single 24-hour window.
• August 2026: The number of accounts holding XRP stood at 8,093,328, with the top 100 controlling 32.8% of supply.
• February 2026: The TokenEscrow amendment activated on 2026-02-12, extending XRP Ledger escrow to trust line tokens and multi-purpose tokens.

Top XRP Holders and Wallet Concentration

• Ripple heads the owner-grouped rich list with 26 accounts and 38.586% of supply.
• UPbit ranks second with 12 accounts holding 6,402,562,946.479321 XRP, or 6.403%.
• Binance holds 2,605,844,293.381061 XRP across 18 accounts, equal to 2.606%.
• An account cluster labelled chrislarsen holds 2,533,688,437.078805 XRP across 7 accounts, or 2.534%.
• Bithumb’s 2 accounts hold 1,836,029,859.339034 XRP, equal to 1.836%.
• A cluster labelled ahbritto holds 1,299,999,959.282365 XRP across 7 accounts.
• On a single-account basis, the largest wallet holds 1,840,374,430.865609 XRP, or 1.84% of supply.

The two rich lists disagree because they count differently, not because either is wrong. XRPSCAN groups accounts by owner, so Ripple appears as one line; Bithomp ranks individual addresses, so the same tokens split across dozens of rows. Any definitive “largest XRP holder” headline is picking one method without saying so.

XRP Held on Exchange Clusters

• UPbit’s 12 labelled accounts hold 6.403% of supply, ranking second overall behind only Ripple.
• Bithumb and UPbit together, both Korean venues, account for 8.239% of supply.
• Uphold holds 1,627,088,366.237611 XRP across 4 accounts.
• Japanese exchanges Bitbank and Coincheck hold 574,048,959.074766 and 553,961,116.372721 XRP, respectively.
• Coinbase holds 112,932,762.258778 XRP across 5 accounts, or 0.113%.
• Kraken holds 101,813,608.659714 XRP across 2 accounts, equal to 0.102%.
• Twelve named exchange clusters together hold 15.065% of XRP supply.

The custodial concentration on Korean and Japanese venues is the most distinctive feature of XRP’s holder base, and it is worth reading alongside the operational-risk record of any crypto exchange that custodies at scale. Retail balances held on those platforms never appear as self-custodied wallet addresses, which is why account counts and beneficial-owner counts diverge sharply.

XRP Escrow and Locked Supply

• Ripple’s escrowed column on the rich list shows 35,000,000,000 XRP locked.
• Ripple’s available, unlocked balance stands at 3,580,570,999.111841 XRP.
• Ripple’s escrowed and available balances together come to 38,580,570,999 XRP.
• An XRP Ledger escrow locks tokens that cannot be used or destroyed until the contract conditions are met.
• The ledger replaces the traditional impartial third party with an automated system built into the protocol.
• The TokenEscrow amendment, enabled on 2026-02-12, extended escrow to trust line tokens and multi-purpose tokens.
• Binance shows 494.600001 XRP in escrow and Uphold 1,015.000000, confirming that escrow is not exclusive to Ripple.

Source: XRPSCAN, XRP Ledger documentation, August 2026

XRP Ledger Network Activity

• The ledger recorded 2 million transactions in a rolling 24-hour window, a 71.9% change from the prior period.
• Successful transactions reached 1.7 million, a 108% increase.
• Account-to-account payments numbered 388,900, a 10.5% change from the prior period.
• The network closed 12,900 ledgers in the same window at an average interval of 3.91 seconds.
• Across that XRPSCAN 24-hour window, transactions per ledger averaged 151.72, a 177.4% jump.
• New account activations totalled 1,800 while active accounts reached 11,300.
• Payment volume across the window reached 488.4 million XRP.

Payment throughput at this scale is what keeps XRP in the conversation about cross-border settlement rails, though raw transaction counts say nothing about the value or the counterparties behind them.

XRP Transaction Fees and Settlement Speed

• The average transaction fee on the XRP Ledger is 0.00009164 XRP.
• The load fee sits at 0.00001 XRP.
• Ledgers close at an average interval of 3.853 seconds.
• On the official XRPL Explorer’s live window, throughput averages 27.39 transactions per second at 103.44 transactions per ledger.
• The validator quorum required for consensus stands at 28.
• Transaction fees burned 208.4 XRP in a single 24-hour window, permanently reducing supply.

Source: XRPL Explorer, XRPSCAN, August 2026

Fee economics separate XRP from account-based chains where congestion prices out small transfers, a dynamic visible in Ethereum gas markets. Fee burn runs at a vanishing share of the 99.986 billion token base, so it is a rounding error rather than a supply mechanism.

XRP DEX and AMM Activity

• Automated market maker pools hold 12.4 million XRP, a 2.5% change over the prior period.
• The ledger hosts 30,400 automated market maker pools.
• Order-book activity produced 624,800 OfferCreate transactions, a 27% change from the prior period.
• OfferCancel transactions reached 173,600, a 197% increase.
• TrustSet transactions, which open token trust lines, totalled 7,100, a 54% change from the prior period.

Source: XRPSCAN network metrics, August 2026

Worth noting: XRPSCAN records 30,400 automated market maker pools holding just 12.4 million XRP. That averages roughly 408 XRP per pool. Pool count and locked value have decoupled, so the headline pool number describes experimentation rather than deep liquidity.

Corporate and Sovereign XRP Treasury Holdings

• Public companies and governments hold 474,467,634 XRP in disclosed treasuries.
• Those holdings carry a combined value of $653,459,450.
• Treasury holdings represent 0.47% of XRP’s total supply.
• CoinGecko’s tracker counts 3 total entities holding XRP in the treasury.
• Those entities span 2 countries.

Source: CoinGecko treasuries tracker, August 2026

Three disclosed entities across two countries is a thin corporate base for a token of this size, and it contrasts with the crowded corporate holder lists tracked for Bitcoin.

XRP Ownership Concentration Versus the Account Base

• The top 100 XRP accounts control 32.8% of total supply.
• Those 100 accounts sit within a base of 8,093,328 accounts holding XRP.
• Owner-grouped, Ripple alone accounts for 38.586% of supply.
• Twelve named exchange clusters hold 15.065% of supply between them.
• The second and third largest single accounts hold 1,801,172,630.557666 and 1,577,715,277.644656 XRP.
• The fifth largest single account, a UPbit wallet, holds 1,416,045,437.626383 XRP, or 1.41%.

What Percentage of XRP Holders Own 10,000 XRP?

XRPSCAN and Bithomp both rank accounts by balance, and neither publishes the account-level percentile table a share-of-holders answer would need. Any percentage circulating online for this question is an estimate rather than a measurement, since it cannot be read off a ranked list.

How Much XRP Does It Take to Be a Top 10% Holder?

The rich lists publish ranked balances, not account-level percentiles, so a top-10% threshold cannot be read off them directly. What is measurable is the top of the curve: 100 accounts out of 8,093,328 hold 32.8% of total supply. Any threshold quoted from a ranked balance list alone is inference rather than data.

XRP Ledger Governance and Amendment Voting

• An XRP Ledger amendment passes only after receiving more than 80% validator support.
• That support level must hold for two weeks before the change applies permanently.
• Reversing a passed amendment requires a new amendment rather than an administrative rollback.
• Bug fixes that alter transaction processing also require amendments.
• Consensus currently runs against a validator quorum of 28.
• The escrow-related amendment TokenEscrow took effect on 2026-02-12.

Source: XRP Ledger documentation, XRPL Explorer, August 2026

Validator-voted protocol changes sit differently from issuer-controlled tokens such as USDT or USDC, where reserve policy rests with a company. That split runs through SEC and CFTC cryptocurrency rulemaking data too.

XRP Origins and the Founding Supply Allocation

• Jed McCaleb, Arthur Britto, and David Schwartz built the XRP Ledger in 2011 and early 2012.
• All 100 billion XRP existed at the time of the ledger’s creation.
• Ripple was formed in September 2012 as OpenCoin Inc. by Jed McCaleb, Arthur Britto, and Chris Larsen.
• The founders gifted 80 billion XRP to Ripple in exchange for the company developing the XRP Ledger.
• XRP’s all-time low of about $0.002686 was recorded on May 21, 2014.
• The all-time high of $3.65 followed on Jul 17, 2025.

What Country Owns the Most XRP?

No ledger data attributes XRP ownership to countries, because XRP Ledger accounts carry no nationality field. The closest published measure is CoinGecko’s treasuries tracker, which counts disclosed corporate and sovereign holdings of 474,467,634 XRP spread across 2 countries.

A second, indirect signal comes from exchange custody: UPbit at 6.403% and Bithumb at 1.836%, the largest and third-largest exchange clusters on the rich list, are both Korean venues. That says where a large share of custodied XRP is administered, not where its beneficial owners live, and the two questions should not be conflated.

Conclusion

XRP’s headline numbers only make sense as a pair. Circulating supply of 62,744,504,852 tokens supports a market capitalization of $86.538 billion, while the tokens outside that float carry fully diluted valuation to $137.901 billion at a ratio of 0.63. Ownership works the same way: 8,093,328 accounts hold XRP, but the top 100 control 32.8% of total supply. Ripple’s grouped accounts account for 38.586%, so the account count describes reach while the concentration figures describe control.

Ranked balances answer which accounts hold the most XRP, not how holders are spread across balance bands, so the distribution questions readers ask most often can only be answered with caveats. Corporate treasury adoption also remains thin, at 3 disclosed entities across 2 countries. That gap is worth watching as escrow releases keep expanding the circulating denominator.