Paystand has launched USDb, a US dollar backed stablecoin built on Bitcoin infrastructure to power enterprise payments and financial automation.
Key Takeaways
- Paystand introduces USDb, a stablecoin designed specifically for business payments, payroll, and treasury operations.
- Built on Bitcoin aligned infrastructure like Rootstock, Blockstream, and Lightning Network.
- Targets the global B2B payments market, which could exceed $100 trillion annually.
- Enters a $300 billion plus stablecoin market, currently dominated by Tether and USD Coin.
What Happened?
Paystand announced the launch of its new stablecoin USDb during Bitcoin Las Vegas, positioning it as a solution for enterprise scale financial operations. The token is backed one to one by US dollar reserves and will initially roll out across Paystand’s existing payment network.
The company said USDb will integrate into workflows such as accounts receivable, accounts payable, payroll, and treasury, with plans to expand access to partners and customers through 2026.
Announced live at @TheBitcoinConf — introducing #USDb, the first #Bitcoin-aligned stablecoin built for the $100T B2B economy.
— Paystand (@paystand) April 27, 2026
Stablecoins went mainstream. Now they go enterprise. 🧵👇 https://t.co/SbbZDWIiZp
A Stablecoin Built for Business, Not Trading
Unlike traditional stablecoins that mainly serve crypto trading and liquidity needs, USDb is purpose built for enterprise finance. Paystand is positioning it as a commercial grade settlement layer that fits directly into how businesses already operate.
The stablecoin is designed to:
- Integrate with ERP systems and financial ledgers.
- Enable automated settlement workflows.
- Support cross-border payroll and vendor payments.
- Connect payments directly with invoice and transaction data.
This approach aims to solve a long standing issue in finance where payments and business context are disconnected, forcing companies to spend time on reconciliation.
Powered by Bitcoin Infrastructure
USDb is built on Bitcoin aligned rails, combining multiple technologies to deliver speed, security, and programmability.
Key infrastructure partners include:
- Rootstock, which enables smart contract functionality on Bitcoin.
- Blockstream, supporting interoperability through Liquid Network.
- Ibex, acting as the initial minting partner and liquidity provider.
The stablecoin is also compatible with the Lightning Network, allowing fast and low cost transactions globally. This multi layer setup allows USDb to combine Bitcoin’s security with modern payment capabilities required by enterprises.
Immediate Real World Adoption
Unlike many crypto projects that launch without users, USDb enters the market with an existing customer base.
Paystand’s network has already:
- Processed over $20 billion in payments.
- Served more than one million businesses across North America and Latin America.
Through its acquisition of Bitwage in 2025, Paystand also connects to:
- 90,000 workers.
- 4,500 businesses.
- Operations in nearly 200 countries.
This gives USDb instant access to global payroll and cross border payment flows from day one.
Stablecoins Expand into Payroll and Enterprise Payments
The launch of USDb reflects a broader shift where stablecoins are moving beyond trading into real business use cases.
Recent developments include:
- DoorDash exploring stablecoin payouts for drivers across 40 countries.
- Western Union planning its own stablecoin USDPT for global payments.
- Paxos enabling yield on stablecoin salaries through payroll integrations.
The overall stablecoin market is now valued at around $320 billion, with Ethereum and Tron hosting the majority of supply.
Why USDb Matters Now?
The timing of USDb’s launch aligns with major shifts in financial systems:
- Stablecoin transaction volumes reached $33 trillion in 2025, showing rapid growth.
- Businesses are increasingly adopting automation and AI driven finance systems.
- Bitcoin infrastructure has evolved to support enterprise grade applications.
Paystand CEO Jeremy Almond said:
The company believes USDb can act as a programmable digital dollar, enabling machine driven financial operations and real time global payments.
CoinLaw’s Takeaway
In my experience, this launch feels like a turning point for stablecoins. Most projects focus on trading or crypto users, but Paystand is clearly targeting real business problems like slow payments and manual reconciliation.
I found the strongest part of this announcement is distribution. USDb is not starting from zero. It already sits on top of a network processing billions in payments. That gives it a real chance to scale faster than typical crypto launches.
If Paystand executes well, USDb could push stablecoins deeper into mainstream enterprise finance, especially in cross border payments where traditional systems are still slow and expensive.
