Crypto.com reports more than 150 million users worldwide, a figure the company publishes on the reserve-verification page it maintains for customers. That base has grown by roughly half since the 100 million global user mark announced on May 6, 2024, and the corporate valuation has kept pace: Citadel Securities invested $400 million in July 2026 at a $20 billion valuation.
The token side moves in the opposite direction. CRO changed hands at $0.060015 on September 8, 2026, some 93.27% below the all-time high of $0.891544 it reached on November 23, 2021, according to CoinGecko market data. The Crypto.com statistics below cover users, funding, the Cronos token and chain, the conditions attached to the company’s United States bank charter, exchange metrics, and the corporate entities behind the brand.
Key Takeaways
- CRO trades 93.27% below its all-time high of $0.891544, set on November 23, 2021, even after a 24.70% gain over the prior 30 days.
- DefiLlama records Cronos DeFi deposits at $155,264,093, against a peak of $3,220,325,493 on April 5, 2022.
- The Office of the Comptroller of the Currency (OCC), in Corporate Decision #1367, requires the proposed bank to hold a minimum of $15 million in tier 1 capital before it opens for business, and the approval lapses after 18 months.
- CoinGecko gives Crypto.com Exchange a trust score of 9 and a trust score rank of 17 among centralized venues.
- The company filed its charter application in October 2025 and announced conditional approval on February 23, 2026.
Editor’s Choice
- Valuation: $20 billion, set by the July 2026 Citadel Securities investment.
- Institutional funding: $400 million, the first institutional round in the company’s decade-long history.
- Users: more than 150 million worldwide.
- Tokenized equities: 1,500 underlying stocks and funds, from as little as $1.
- Custody market entered: $6.8 trillion in assets under administration across OCC-supervised uninsured national trust banks as of September 30, 2025.
- Assets listed: 400+ crypto assets on the Crypto.com App.
How Many Users Does Crypto.com Have
- Per Crypto.com’s own Proof of Reserves page, the platform is trusted by more than 150 million users worldwide.
- The company crossed 100 million global users on May 6, 2024, a milestone it tied to its Fortune Favors the Brave brand campaign.
- Its own release notes that the user base doubled since the first Formula 1 Crypto.com Miami Grand Prix in May 2022, which places the mid-2022 base near 50 million.
- The marketing site carries the same total, 150 million users globally, alongside the statement that investors have used the platform since 2016.
- Registered accounts are not the same as active traders, and Crypto.com publishes no monthly active user figure, so the 150 million total sits above the number of people who trade in any given month.
- Set against the pool of active crypto users globally, a self-reported 150 million registered accounts represents a large but unaudited share.
| Milestone | Date announced | Users reported |
|---|---|---|
| First Formula 1 Miami Grand Prix baseline | May 2022 | Not disclosed |
| 100 million global users | May 6, 2024 | 100 million |
| Current company statement | September 2026 | More than 150 million |
Source: Crypto.com company news, Crypto.com Proof of Reserves page
Crypto.com Valuation and Funding History
- Citadel Securities invested $400 million at a $20 billion valuation on July 16, 2026.
- The company described the round as the first institutional funding round in its decade-long history.
- Crypto.com says it was founded in 2016, which puts the first outside institutional cheque ten years into its life.
- Jim Esposito, President of Citadel Securities, framed the deal around market structure: The convergence of traditional financial markets and digital asset infrastructure is an exciting evolution with the potential to further improve market efficiency.
- A single primary round at year ten is unusual for a consumer platform of this size, and it means the $20 billion figure rests on one negotiated transaction rather than on a public market price.
- The valuation arrives as the wider financial services sector absorbs digital-asset infrastructure into mainstream capital markets.
What Is Crypto.com’s Net Worth?
Crypto.com is privately held, so it has no market capitalization. The closest available figure is the $20 billion valuation implied by Citadel Securities’ $400 million investment in July 2026, which the company disclosed itself. No audited balance sheet or equity value is published.
Recent Developments
- September 2026: Prospect Markets executed a definitive agreement with Crypto.com, targeting a U.S. market exceeding $1 trillion in annual trading volume.
- August 2026: Crypto.com and OG.com turned AI disruption into AI predictions market contracts.
- August 2026: Crypto.com launched Tokenized Stocks covering 1,500 underlying stocks and funds.
- August 2026: Crypto.com, Trump Media and Yorkville signed a mutual termination agreement ending their business combination.
- July 2026: Emirates and Crypto.com introduced a new way for customers to pay for flights.
- July 2026: Crypto.com announced the $400 million strategic investment from Citadel Securities.
Cronos (CRO) Token Market Data
- CRO ranked 35th by market capitalization on September 8, 2026.
- Its market capitalization stood at $2.91 billion against a price of $0.060015.
- Circulating supply reached 48,542,270,514 CRO out of a maximum supply of 100 billion tokens.
- Total supply sits at 98,908,937,684 CRO, so almost every token that will ever exist has already been issued.
- The token fell 76.14% over the trailing year even after the 30-day rebound.
- CRO carries a genesis date of November 14, 2018, which predates the Cronos chain itself.
- Two clocks run at different speeds here. The equity story is a first institutional round at a $20 billion mark; the token story is a five-year drawdown that no 30-day rebound has dented.
- Price behavior across Bitcoin and Ethereum over the same window gives the benchmark that exchange tokens are usually measured against.
| Horizon | Price change (%) |
|---|---|
| 30 days | 24.70 |
| 1 year | -76.14 |
| From all-time high | -93.27 |
Source: CoinGecko markets API, September 2026
Cronos DeFi Total Value Locked by Year
- Cronos closed 2021 with $1,735,117,269 in DeFi total value locked, its strongest year-end reading on record.
- Deposits collapsed to $404,473,835 by the end of 2022 and to $358,059,975 at the end of 2023.
- A partial recovery lifted year-end 2024 to $513,765,630, before 2025 closed at $369,838,943.
- The September 8, 2026 reading of $155,264,093 is the lowest point in the series.
- Against the April 5, 2022 peak of $3,220,325,493, current deposits represent a 95.18% decline.
- Deposits are the honest measure of whether a chain is used, and on that measure, Cronos has not recovered its 2022 position in four years.
- The wider DeFi market did not follow the same path, which makes the Cronos curve chain-specific rather than sector-wide.
By the numbers: DefiLlama records Cronos DeFi deposits at $155,264,093 on September 8, 2026, against a peak of $3,220,325,493 in April 2022. The chain now sits 22nd by total value locked, while the company that launched it carries a $20 billion private valuation.
How Cronos Compares With Larger Chains
- Cronos ranked 22nd among all chains by DeFi total value locked on September 8, 2026.
- Ethereum led the set at $49.69 billion, roughly 320 times the Cronos figure.
- Solana held $5.93 billion and BSC $5.75 billion.
- Base and Tron sat close together at $5.63 billion and $5.27 billion.
- Bitcoin DeFi deposits reached $4.25 billion, still more than 27 times the Cronos total.
- The company’s second chain, Cronos zkEVM, held $801,176 and ranked 154th.
- Liquid staking protocols account for much of the deposit base on the chains above Cronos, a category Cronos has not matched at scale.
What the OCC Charter Conditions Actually Require
- The Office of the Comptroller of the Currency granted preliminary conditional approval on February 20, 2026, under Corporate Decision #1367, published as OCC Corporate Decision #1367.
- The proposed institution is Foris DAX National Trust Bank, Chicago, IL, under proposed charter number 25394.
- The bank must hold a minimum of $15 million in Tier 1 capital, of which the greater of at least 50% or $7.5 million must be held in Eligible Liquid Assets.
- Capital must be raised within 12 months, and the bank must open for business within 18 months from the preliminary conditional approval date, or the approval expires.
- Crypto.com announced the approval publicly on February 23, 2026, three days after the decision letter, having filed in October 2025.
- Planned services include custody, staking of assets across various blockchains and digital asset protocols, including Cronos, and trade settlement.
- The conditions are the story that the approval headline hides. A dated expiry and a hard capital floor turn a press-release milestone into a schedule the company has to meet.
Conditional approval is not a charter: The OCC letter grants preliminary conditional approval only. Final approval and authorization to commence business depend on preopening requirements being met, and the approval expires if the bank does not open within 18 months.
| Charter condition | Requirement |
|---|---|
| Minimum tier 1 capital | $15 million |
| Eligible Liquid Assets | Greater of 50% or $7.5 million |
| Capital raise deadline | 12 months from approval |
| Opening deadline | 18 months from approval |
| Proposed charter number | 25394 |
Source: OCC Corporate Decision #1367, February 2026
The US Trust-Bank Custody Market Crypto.com Is Entering
- OCC-supervised uninsured national trust banks reported a total of $6.8 trillion in assets under administration as of September 30, 2025.
- Fiduciary accounts made up $5.2 trillion of that total.
- Of that total, $1.6 trillion sat under custody and safekeeping accounts.
- Crypto.com’s planned entry point is the custody side, since the charter covers custody, staking, and trade settlement rather than deposit-taking or lending.
- Custody and safekeeping is the smaller of the two pools, which sets a realistic ceiling on what a digital-asset custodian can address at the outset.
Why it matters: The OCC recorded $6.8 trillion in assets under administration at uninsured national trust banks on September 30, 2025, split into $5.2 trillion of fiduciary accounts and $1.6 trillion of custody and safekeeping. Crypto.com’s charter targets the custody pool, not the larger fiduciary one.
Crypto.com Exchange Trading and Trust Metrics
- CoinGecko assigns Crypto.com Exchange a trust score of 9, near the top of its 10-point scale for centralized venues.
- The venue holds a trust score rank of 17 among all exchanges CoinGecko tracks.
- Reported 24-hour trading volume reached 9,374.39856451712 BTC on September 8, 2026.
- CoinGecko records the exchange as established in 2019 and based in Malta, three years after the parent company was founded.
- The exchange is a centralized venue with no trading incentive program recorded in CoinGecko’s dataset.
- Volume rankings shift week to week, so a single reading places the venue among the larger cryptocurrency exchanges without settling its position.
Where Does Crypto.com Rank?
Crypto.com Exchange holds a CoinGecko trust score rank of 17 as of September 8, 2026. Its Cronos chain ranks 22nd among all chains by DeFi total value locked. No independent ranking of the retail app is published.
| Exchange metric | Value |
|---|---|
| Trust score | 9 |
| Trust score rank | 17 |
| 24-hour volume | 9,374.39856451712 BTC |
| Year established | 2019 |
| Jurisdiction | Malta |
Source: CoinGecko exchange API, September 2026
Crypto.com Statistics on Platform Scale, Fees and Protections
- The Crypto.com App lists 400+ crypto assets for trading in local currencies.
- The Account Protection Programme covers up to $250,000 against unauthorised transactions.
- The Visa card program advertises up to 5% in CRO rewards on all purchases.
- Crypto.com says it was the first cryptocurrency company in the world to hold ISO 22301:2019, ISO/IEC 27701:2019, ISO/IEC 27001:2022 and PCI DSS v4.0 Level 1 Service Provider compliance.
- Independent assessors placed the company at Tier 4, the highest level for both the NIST Cybersecurity and Privacy Frameworks, alongside SOC 2 Type II compliance.
- Card economics tie the rewards rate to the network fees that Visa charges merchants, which is why crypto card rebates track interchange rather than token performance.
- Crypto payments acceptance at that scale makes distribution, rather than trading volume, the company’s least-discussed asset.
Worth noting: Certification counts measure process maturity, not outcomes. ISO/IEC 27001:2022 and PCI DSS v4.0 Level 1 attest that controls exist and were tested; neither is a statement about solvency, reserve quality, or the safety of any individual account.
| Platform metric | Value |
|---|---|
| Crypto assets listed | 400+ |
| Account Protection Programme ceiling | $250,000 |
| Maximum card rewards rate | 5% in CRO |
| NIST framework assessment | Tier 4 |
Source: Crypto.com platform and security pages, September 2026
The Corporate Structure Behind the Brand
- The proposed bank would be a wholly owned subsidiary of Foris Holdings US, Inc., a Delaware corporation, trading as Crypto.com National Trust Bank.
- Foris DAX MT Ltd., a Maltese corporation, is the immediate parent of Foris Holdings US.
- Above both sits Foris Holdings KY Limited, a Cayman Islands exempted company, named as “Crypto.com” in the SEC-filed termination agreement.
- The same filing names Crypto.com Strategy Holdings, a Cayman Islands exempted company and indirect wholly owned subsidiary.
- CoinGecko records the exchange arm as based in Malta, matching the Foris DAX MT layer in the charter filing.
- The brand reads as one company; the filings describe a chain of at least four entities across three jurisdictions, which is why a license in one market says little about coverage in another.
| Entity | Jurisdiction | Role in the filings |
|---|---|---|
| Foris Holdings KY Limited | Cayman Islands | Top-tier holding company, named “Crypto.com” |
| Foris DAX MT Ltd. | Malta | Immediate parent of the US holding company |
| Foris Holdings US, Inc. | Delaware | Proposed owner of the national trust bank |
| Foris DAX National Trust Bank | Chicago, Illinois | Proposed federally chartered trust bank |
Source: OCC Corporate Decision #1367, SEC EDGAR filings
The 2026 Product Pivot, Month by Month
- Citadel Securities’ $400 million investment landed on July 16, 2026.
- Emirates began accepting Crypto.com Pay for flights in July 2026, followed by Dubai Duty Free in August.
- The company launched Tokenized Stocks on August 12, 2026, covering 1,500 underlying stocks and funds from as little as $1.
- Alpaca custodies the underlying assets and provides infrastructure supporting more than 90% of the tokenized U.S. stocks and ETF market.
- The Trump Media business combination ended by mutual agreement on August 7, 2026, roughly a year after the original agreement dated August 25, 2025, per the mutual termination agreement filed with the SEC.
- Prediction markets closed the run: Prospect Markets signed a definitive agreement on September 1, 2026 targeting a U.S. market exceeding $1 trillion in annual trading volume.
- The growth engines of the previous cycle, the NFT market and consumer Web3 wallets, do not headline a single release in this run.
- Airline and duty-free acceptance pushes the card and Pay rails toward everyday fiat substitution rather than speculative trading.
Is Crypto.com Profitable?
Crypto.com does not disclose revenue, profit, or any audited financial statement, so no sourced answer to the profitability question exists. The company is privately held, and the only company-confirmed financial data points are the $400 million Citadel Securities investment and the $20 billion valuation attached to it in July 2026.
Figures circulating as “Crypto.com revenue” come from third-party estimates rather than from the company or a regulator, and CoinLaw does not publish them as fact. The one structural clue in the primary record is that the July 2026 round was described as the first institutional funding round in the company’s decade-long history, which is consistent with a business that funded its own growth for most of its life.
Can Crypto.com Be Trusted With Customer Assets?
Crypto.com states that customer assets are held safely 1:1 in reserve and verifiable through a Merkle Tree maintained by an independent auditor, a verification the company attributes to an independent auditor. The certification stack, ISO/IEC 27001:2022, PCI DSS v4.0 Level 1, and a Tier 4 NIST assessment, is unusually complete for a consumer crypto platform.
Those are process attestations rather than guarantees. A proof-of-reserves snapshot shows backing at a point in time and says nothing about liabilities off the platform, and the OCC charter that would place custody under federal supervision remains conditional until preopening requirements are met. Readers weighing custody risk should treat the disclosures as evidence to review rather than as an assurance of safety.
Conclusion
The more than 150 million user figure and the $20 billion valuation define one half of Crypto.com’s position; a token 93.27% below its all-time high and Cronos DeFi deposits at $155,264,093 define the other. Both halves come from primary sources, and the gap between them is the most useful thing the data says: institutional and regulatory progress has not transmitted to the chain or the token.
The next verifiable milestone is dated rather than speculative. The approval expires if capital is not raised within 12 months or the bank is not opened for business within 18 months from the preliminary conditional approval date of February 20, 2026. That puts a dated deadline on the custody business the company has been building toward for a decade.