Trading 212 Statistics 2026: Customers, AUC, Revenue, Regulatory Footprint

Trading 212 crossed 4.5 million clients globally and over £25 billion in client assets under administration on May 21, 2025, according to Trading 212’s milestone press release, with the Sofia-founded business now operating under four separate regulators across the UK, Cyprus, Germany, and Bulgaria. Trading 212 UK Limited, the FCA-authorised entity that drives the group’s growth, posted revenue of £277.6 million for the year ended 31 December 2025, up 72% from £161.7 million in 2024, per Companies House filings analysed by FX News Group.

The data below covers the customer base, the four-licence regulatory footprint, the UK revenue engine, the Cash ISA, FSCS protection, the CFD loss disclosure, and the SIPP authorisation granted earlier this year.

Key Takeaways

• Trading 212 holds four active regulatory licences across the UK (FCA FRN 609146), Cyprus (CySEC 398/21), Germany (BaFin 10109603), and Bulgaria (FSC RG-03-0237).
• Trading 212 UK Limited’s revenue climbed, according to Finance Magnates coverage of the broker’s Companies House filings, from £104.3 million in 2023 to £161.7 million in 2024 to £277.6 million in 2025, a path the group has followed through retail deposits rather than institutional flows.
• The Trading 212 Cash ISA carries a tracker rate set at the Bank of England base rate minus 0.15%, giving UK savers a variable-rate alternative paid monthly on the third calendar day.
• The FSCS deposit guarantee covering Cash ISA + Invest cash held at Trading 212’s partner banks rose to £120,000 per person, per banking group on 1 December 2025, up from £85,000.
• Trading 212’s customer-facing footer carries the regulator-mandated disclosure that 76% of retail investor accounts lose money when trading CFDs with this provider, a quarterly-refreshed figure required by FCA, CySEC, and FSC rules.
• The FCA authorised Trading 212 UK Limited in February 2026 to offer Self-Invested Personal Pensions, roughly six years after the broker first signalled the SIPP plan on its community forum.

Editor’s Choice

• Trading 212 crossed over £25 billion in client assets under administration and 4.5 million clients globally on May 21, 2025.
• Trading 212 UK Limited posted, according to FX News Group’s analysis of the 2025 accounts, a net profit of £92.2 million for 2025, nearly tripling year-on-year from £39.7 million in 2024.
• Pre-tax profit at the UK arm reached £123.1 million in 2025, up from £52.9 million in 2024.
• The average number of UK Limited employees more than doubled to 122 in 2025 from 53 in 2024, with total employee benefit expenses of £15.8 million.
• Trading 212 Markets Ltd, the Cypriot entity, holds CySEC license number 398/21 plus a Crypto-Asset Service Provider authorisation under the EU-wide MiCA Regulation.
• Funded accounts on Trading 212 UK Limited rose 69% during 2025, while average monthly active users climbed 84%, and combined client money + assets jumped 140%.
• Trading 212 UK Limited’s 2024 client money rose 350 per cent while client deposits jumped 272 per cent in the same year, the period covering the Cash ISA launch.

Recent Developments

• February 2026: The FCA granted Trading 212 UK Ltd authorisation to offer Self-Invested Personal Pensions (SIPPs), with accounts now live and being rolled out to waitlist clients.
• 30 April 2026: Trading 212 UK Limited published its 2025 annual accounts showing revenue of £277.6 million and net profit of £92.2 million, with the average number of employees rising to 122 from 53.
• 1 December 2025: The FSCS deposit guarantee covering Cash ISA + Invest cash sweeps rose from £85,000 to £120,000 per person, per banking group, affecting all UK clients holding cash with Trading 212 UK Ltd’s partner banks.
• October 2025: Trading 212 Markets Ltd introduced crypto trading via the Cypriot entity, working under the CySEC MiCA CASP authorisation rather than the UK Ltd’s FCA permissions.
• April 2026: The T212 Cash ISA tracker rate remained variable at the Bank of England base rate minus 0.15%, with interest accruing daily and paid on the third calendar day of each month.

Customer Base and Funded Account Growth

• The broker reached, per Trading 212’s milestone press release, 4.5 million clients globally on May 21, 2025, the milestone the company paired with its £25 billion AUC announcement.
• Funded accounts on Trading 212 UK Limited grew 69% during 2025, the headline operating metric in the broker’s UK accounts.
• The average number of monthly active users on Trading 212 UK Limited rose 84% in 2025, following a 92% rise in 2024.
• Trading 212 UK Limited’s 2024 monthly active trades jumped 118 per cent year-on-year, outpacing the 92 per cent MAU growth rate the same year.
• Combined client money and assets on Trading 212 UK Limited grew 140% in 2025, following the 350% client money rise documented for 2024.
• System uptime on the UK platform improved from 99.98% to 99.99% in 2025, with the Apple app rating rising from 4.6 to 4.7.
• Customer satisfaction from chat and emails rose from 77 to 85 at the UK entity in 2025, a figure the broker tracks alongside funded-account growth.

Source: Trading 212 UK Limited 2024 and 2025 annual accounts (Companies House filings).

Don't chase the news. Let us curate it.

You get one weekly briefing with only the stories that matter. If the market is quiet, we skip it.

Email address

Get the Weekly Briefing - it's free!

✅ Join readers from Visa, Vanguard, and the FDIC.

How many users does Trading 212 have?

Trading 212 had 4.5 million clients globally as of May 21, 2025, paired with over £25 billion (and over €30 billion) in client assets under administration. The figure covers all four regulated entities. Trading 212’s user count sits in the same EU-UK retail-app cohort as our Revolut user statistics cover. The funded-account total at the UK entity is a subset of the global base, disclosed separately in Companies House filings.

That client growth does not allocate evenly across the four regulated entities. The next section breaks the regulatory footprint apart.

Regulatory Footprint and Four-Licence Quantification

• Trading 212 UK Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 609146, the entity that holds the UK Invest, Stocks-and-Shares ISA, Cash ISA, and CFD permissions.
• Trading 212 Markets Ltd is authorised and regulated by the Cyprus Securities and Exchange Commission under licence number 398/21, the entity that serves EU clients outside Germany.
• Trading 212 EU GmbH is authorised and regulated by the German Federal Financial Supervisory Authority (BaFin) under BaFin ID number 10109603, the entity that serves German clients directly.
• Trading 212 Ltd (Bulgaria) is authorised and regulated by the Financial Supervision Commission under licence number RG-03-0237, the legacy operating entity in the broker’s home jurisdiction.
• Trading 212 Markets Ltd also holds CySEC supervision as a Crypto-Asset Service Provider (CASP) under the EU-wide Markets in Crypto-Assets (MiCA) Regulation, on top of its investment-services licence.
• The UK Limited entity was incorporated on 28 June 2013 under company number 08590005, and was previously known as AVUS CAPITAL UK LIMITED until 15 September 2017.
• The Group holding company was incorporated on 19 February 2016 under company number 10014283, and was previously known as AVUS CAPITAL GROUP LIMITED until 11 September 2017.

Source: Trading 212 Help Centre (Who regulates Trading 212), Companies House (08590005, 10014283), CySEC register entry 89835.

Why it matters: The four-regulator structure separates UK retail savers (FCA / Cash ISA / SIPP) from EU retail traders (CySEC / MiCA CASP / crypto trading) at the licence layer, so the October 2025 crypto launch shipped through the Cypriot entity rather than via the FCA permissions of Trading 212 UK Ltd, per the Trading 212 Help Centre disclosure.

Is Trading 212 regulated by the FCA?

Trading 212 UK Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 609146. EU clients outside Germany sign with Trading 212 Markets Ltd (CySEC 398/21), German clients with Trading 212 EU GmbH (BaFin 10109603), and certain legacy customers with Trading 212 Ltd in Bulgaria (FSC RG-03-0237). UK retail clients sign their onboarding agreements with the UK Ltd entity.

Trading 212 UK Ltd Revenue and Profit Trajectory

• Trading 212 UK Limited revenue rose from £104.3 million in 2023 to £161.7 million in 2024, and on to £277.6 million in 2025, a near-trebling across two fiscal years.
• Pre-tax profit climbed from £38.6 million in 2023 to £52.9 million in 2024 to £123.1 million in 2025, with the 2025 jump driven by interest income alongside trading revenues.
• Net profit reached £92.2 million in 2025, nearly tripling year-on-year from £39.7 million in 2024.
• Trading revenues totalled £256.9 million in 2025, the bulk of UK Ltd revenue across Invest, ISA, and CFD products.
• Net client interest income contributed £20.6 million in 2025, up from £11.6 million in 2024, reflecting the Cash ISA-driven deposit base.
• Debit card revenue at the UK Ltd entity reached £1.68 million in 2025, up from £407,806 in 2024.
• The UK Ltd distributed £54.1 million in dividends during 2025, the same year net assets rose from £156.2 million to £194.3 million.

By the numbers: Trading 212 UK Limited’s revenue grew from £104.3 million in 2023 to £277.6 million in 2025, with net profit of £92.2 million and £54.1 million in dividends distributed during the year. Trading revenues drove £256.9 million of that revenue base, with net client interest income adding £20.6 million.

Across our 80+ statistics pages on retail brokers and neobanks, the firms that compound revenue this fast run on a single funded-account engine, not diversified institutional flows. Trading 212 UK Limited’s 2024 client money rise sits on exactly that pattern, with the Cash ISA as the wedge.

Cash ISA and UK Deposit Growth

• The Trading 212 Cash ISA tracker rate is set at the Bank of England base rate minus 0.15% (T212 Tracking Rate).
• At a Bank of England base rate of 4.25%, the Cash ISA earns a total of 4.10% AER for the saver, with daily accrual and monthly payment on the third calendar day.
• Interest payments are paid monthly on the third calendar day of each month, with daily interest accruing on amounts held in the Cash ISA balance.
• Trading 212 UK Limited’s 2024 client deposits rose 272 per cent year-on-year, the period in which the broker launched its Cash ISA product.
• Client money at the UK Ltd entity increased 350 per cent during 2024, with client custody assets up 121 per cent alongside.
• The combined client money + assets total rose 140% during 2025, the second full year of Cash ISA operation.
• The Cash ISA rate is variable and may change whenever the BoE updates its base rate or when Trading 212 decides to change the T212 Tracking Rate.

When did Trading 212 launch the Cash ISA?

Trading 212’s Cash ISA sits on a variable tracker rate set at the Bank of England base rate minus 0.15%, with interest accruing daily and payments made monthly on the third calendar day. The Cash ISA arrived as the broker’s first UK savings product. The deposit-growth pattern set up the May 2025 milestone announcement covered in the next section.

AUC Milestones at £25 Billion and €30 Billion

• Trading 212 announced on May 21, 2025, that it had surpassed £25 billion in client assets under administration and 4.5 million clients globally.
• The same announcement, denominated for the euro market, recorded over €30 billion in client assets under administration and 4.5 million clients globally on the same date.
• Trading 212 framed itself in the milestone press wire as the fastest-growing savings and investment platform in the UK.
• Combined client money and assets at the UK Ltd entity rose 140% during 2025, the operating period parallel to the May 2025 milestone press release.
• Ivan Ashminov, co-founder and chairman of the board, said in the May 2025 milestone announcement that the platform offers stocks, ETFs, and debit cards to millions of clients across the UK and Europe.

How much money does Trading 212 manage?

Trading 212 holds over £25 billion (equivalent to over €30 billion) in client assets under administration, with 4.5 million clients globally as of May 21, 2025. The figure covers the four regulated entities combined and sits above the UK Ltd subset detailed in Companies House accounts.

Trading 212 UK Ltd Employee Headcount and Operating Scale

• Trading 212 UK Limited’s average employee count rose from 34 in 2023 to 53 in 2024 to 122 in 2025, more than tripling across two fiscal years.
• Total employee benefit expenses reached £15.8 million at Trading 212 UK Limited in 2025, the operating-cost line covering the headcount expansion.
• Administrative expenses climbed 44% to £163.0 million in 2025 from £113.3 million in 2024, driven by advertising, marketing, and the larger headcount.
• Advertising and marketing spend more than doubled to over £39.5 million in 2024 from £18 million in 2023, a pattern that supported the same year’s 272 per cent deposit growth.
• Net cash generated from operating activities totalled £97.1 million at Trading 212 UK Limited in 2025, a cash-flow figure roughly equal to that year’s net profit.
• Year-end cash balances at the UK Ltd entity rose to £141.9 million in 2025 from £94.3 million in 2024, with total assets at £278.1 million.
• Net assets at Trading 212 UK Limited grew from £156.2 million to £194.3 million year-on-year in 2025, net of the £54.1 million dividend distribution.

FSCS Protection and Partner-Bank Custody Structure

• The FSCS deposit guarantee covers eligible cash up to £120,000 per person, per banking group, raised from £85,000 on 1 December 2025.
• A separate FSCS Investment Compensation Scheme protects up to £85,000 in total for investments and cash combined when Trading 212 UK Ltd itself fails, a different mechanism from the deposit guarantee.
• Trading 212 UK Limited holds client money with three partner banks: J.P. Morgan, Barclays, and The Bank of New York Mellon.
• Trading 212 UK Limited uses Interactive Brokers as part of its custody arrangements for client assets, a custody relationship separate from the partner-bank cash sweeps.
• Trading 212 Markets Ltd clients are covered by the Investors Compensation Fund of Cyprus up to €20,000 under the CySEC framework.
• Trading 212 EU GmbH clients are covered by the German Investor Compensation Scheme (EdW) up to €20,000, with uninvested cash separately protected up to €100,000 per person, per partner bank.

Source: Trading 212 Help Centre (How is my money protected, Funds and assets protection).

Is Trading 212 safe?

Trading 212 UK Ltd is authorised by the FCA under firm reference number 609146 and holds client money with J.P. Morgan, Barclays, and The Bank of New York Mellon. FSCS covers eligible cash up to £120,000 per banking group as of 1 December 2025, with a separate £85,000 combined cap on cash plus investments if the broker itself fails. Cyprus and Germany have their own compensation frameworks. Each saver must aggregate balances across partner banks they already use directly.

CFD Retail-Account Loss Disclosure and Risk Warnings

• Trading 212’s customer-facing footer carries the disclosure that 76% of retail investor accounts lose money when trading CFDs with this provider, a quarterly-refreshed figure mandated by regulators.
• The disclosure is repeated across all four regulated entities’ Help Centre pages and onboarding flows, not just on the UK arm’s website.
• Client funds at Trading 212 are held in accordance with the regulations set out by the FCA, CySEC, and ASIC, respectively, and not used for the broker’s own hedging or margin trading.
• Trading 212 does not use any of its clients’ funds for its own hedging or margin trading, a structural separation that the Help Centre wording reaffirms.
• Trading 212 Markets Ltd’s CFD retail-protection caps follow CySEC supervision, paired with the broker’s MiCA CASP authorisation for crypto trading. The MiCA CASP framework sits inside the wider crypto exchange market data we track.

Key finding: The 76% retail CFD loss disclosure refreshes quarterly under FCA, CySEC, and FSC mandates per Trading 212’s Help Centre, so the live figure on Trading 212’s website footer takes precedence over any cached number. The disclosure is the regulator-required risk warning, not a satisfaction metric, and reflects the prior-quarter outcomes of CFD accounts across the four regulated entities.

What percentage of Trading 212 CFD traders lose money?

76% of retail investor accounts lose money when trading CFDs with Trading 212, per the broker’s current customer-facing disclosure. The figure refreshes quarterly under FCA, CySEC, and FSC rules. Trading 212 does not offer CFDs to US retail clients, a market our SEC crypto enforcement data shows runs under distinct retail-derivatives rules. The live website footer figure takes precedence.

Trading 212 Card and Debit Card Revenue

• The Trading 212 Card offers 1% cashback on all purchases and zero foreign exchange (FX) fees, integrated with the Cash ISA and Invest account balance.
• The cashback rate dropped to 0.5% after 15 July 2024, with monthly cashback capped at €15 in EU markets.
• The Trading 212 Card is distributed by Trading 212 and issued by Paynetics, the licensed e-money issuer for the card programme.
• Debit card revenue at Trading 212 UK Limited rose to £1.68 million in 2025 from £407,806 in 2024, roughly a fourfold revenue jump in the second full year of the card programme.
• The Trading 212 Card sits inside the same app that holds the Cash ISA and Invest balances, allowing customers to fund purchases directly from their stocks-and-shares ISA cash sweeps.

Source: Trading 212 Help Centre, Trading 212 UK Limited 2025 annual accounts (Companies House filings 08590005).

SIPP Authorisation Timeline and Pension Product Launch

• Trading 212 UK Limited secured FCA authorisation in February 2026 to offer Self-Invested Personal Pensions (SIPPs), the broker’s first UK pension product.
• Trading 212 had indicated as early as April 2020 on its community forum that it intended to launch SIPP accounts within a year, placing the actual authorisation roughly six years later.
• SIPP accounts are now live and are being gradually rolled out to clients on the waitlist, with eligibility limited to UK-resident clients of Trading 212 UK Ltd.
• Trading 212 reported group-level revenue of £194.1 million in 2024, with a group net profit of £43.7 million, a separate consolidation from the £161.7 million revenue at the UK Ltd entity alone.
• The SIPP authorisation arrived alongside the October 2025 launch of crypto trading via the Cypriot entity, two parallel product expansions running on different regulatory licences.

Conclusion

Trading 212 ends the 2025 fiscal year with 4.5 million clients, over £25 billion in client assets under administration, and £277.6 million in UK Ltd revenue, all anchored on the four-regulator structure that separates the UK FCA, Cyprus CySEC, Germany BaFin, and Bulgaria FSC permissions. Cash ISA sweeps to J.P. Morgan, Barclays, and The Bank of New York Mellon now sit under the FSCS deposit cap raised to £120,000 per banking group on 1 December 2025, and drove Trading 212 UK Limited’s 2024 client money rise of 350 per cent and 2025 client money + assets rise of 140%.

Trading 212’s near-term trajectory now depends on two product launches on separate licences: SIPPs on the FCA permission granted in February 2026, and crypto trading on the CySEC MiCA CASP authorisation that went live in October 2025. UK-resident savers wanting commission-free Invest, ISA, Cash ISA, and the coming SIPP sign with Trading 212 UK Ltd; EU traders wanting Invest, CFD, and crypto sign with Trading 212 Markets Ltd. The CFD retail-loss disclosure refreshes quarterly per regulator mandates; the live website footer figure takes precedence.