CoinLaw The Crypto Desk CBDC Status Tracker

CBDC Status Tracker

Where retail central bank digital currencies actually stand, jurisdiction by jurisdiction: launched, pilot, research, or halted, re-checked every 90 days.

9 records updated through 31 Jul 2026 next review by 29 Oct 2026

At a glance

Longest-running launched CBDC: Bahamas — Sand Dollar Sand Dollar, since 20 Oct 2020
Most recent launch: Jamaica — JAM-DEX JAM-DEX, since 14 Jun 2022
Most recent pilot: Russia — Digital Ruble Digital Ruble, since 15 Aug 2023

Latest change United Kingdom digital pound added: design phase per the Bank of England (31 Jul 2026) All changes

All records

9 jurisdictions, grouped by status. Filter or search below.

What is in scope Every jurisdiction that has launched a retail CBDC, plus the major-economy programmes still at pilot, research or halted stage. Three retail CBDCs have launched worldwide and all three are here; a jurisdiction that has published no position cannot appear.

9 jurisdictions. No single most common stage: Launched and Pilot each appear in 3 of 9 jurisdictions. Only 3 retail CBDCs have launched anywhere in the world, and all of them are in this table. The rest of the field is pilots and research. 5 of 9 disclose a start date; the rest publish none, and this table leaves those cells empty rather than estimating them.

Central-bank digital currency positions per each central bank’s own publications. A jurisdiction with no CBDC plans is a checked finding. Informational only, not financial advice.
Jurisdiction	Status	Instrument	Central bank	Source
Bahamas — Sand Dollar	Launched	Sand Dollar	Central Bank of The Bahamas	SandDollar.bs (Central Bank of The Bahamas) ↗
Status note Digital version of the Bahamian dollar, available nationwide since October 20, 2020 Since 20 Oct 2020 Primary source SandDollar.bs (Central Bank of The Bahamas) ↗ Last confirmed 31 Jul 2026 Recent change Available nationwide via authorised financial institutions
China — e-CNY	Pilot	e-CNY	People's Bank of China	People's Bank of China ↗
Status note Pilot applications in selected areas of 15 provinces and municipalities; 10 designated operators Primary source People's Bank of China ↗ Last confirmed 31 Jul 2026 Recent change e-CNY International Operation Center launched in Shanghai
Euro area — Digital Euro	Research	Digital euro	European Central Bank	European Central Bank ↗
Status note Governing Council decided in October 2025 to move to the next project phase; no issuance decision taken Primary source European Central Bank ↗ Last confirmed 31 Jul 2026 Recent change Next phase under way; pilot scheduled for 2027, potential readiness by 2029 pending EU legislation
India — Digital Rupee	Pilot	Digital Rupee (e₹)	Reserve Bank of India	Reserve Bank of India press release ↗
Status note Retail pilot (e₹-R) commenced December 1, 2022 through participating banks in phased city rollout Since 1 Dec 2022 Primary source Reserve Bank of India press release ↗ Last confirmed 31 Jul 2026 Recent change Retail pilot expanded beyond initial four cities and four banks
Jamaica — JAM-DEX	Launched	JAM-DEX	Bank of Jamaica	Bank of Jamaica ↗
Status note Legal tender since Bank of Jamaica Act amendments passed June 14, 2022; distributed via authorized wallet providers Since 14 Jun 2022 Primary source Bank of Jamaica ↗ Last confirmed 31 Jul 2026 Recent change Phased rollout continues; additional wallet providers in regulatory sandbox
Nigeria — eNaira	Launched	eNaira	Central Bank of Nigeria	Central Bank of Nigeria ↗
Status note CBDC backed by law and issued by the Central Bank of Nigeria as legal tender Primary source Central Bank of Nigeria ↗ Last confirmed 31 Jul 2026 Recent change Issued as legal tender; digital form of the Naira
Russia — Digital Ruble	Pilot	Digital Ruble	Bank of Russia	Bank of Russia press release ↗
Status note Pilot on real transactions since August 15, 2023, starting with 13 banks Since 15 Aug 2023 Primary source Bank of Russia press release ↗ Last confirmed 31 Jul 2026 Recent change Pilot expanded toward 9,000 individuals and 1,200 businesses in 2024
United Kingdom — Digital Pound	Research	Digital pound	Bank of England	Bank of England ↗
Status note Design phase; detailed blueprint in development via the Digital Pound Lab; Bank and HM Treasury decision on next steps due in 2026 Primary source Bank of England ↗ Last confirmed 31 Jul 2026 Recent change Design-phase update published October 23, 2025; no issuance decision made
United States — Digital Dollar	Halted	CBDC (none issued)	Federal Reserve	Executive Order 14178 ↗
Status note Executive Order of January 23, 2025 prohibits agencies from establishing, issuing, or promoting CBDCs; ongoing plans terminated Since 23 Jan 2025 Primary source Executive Order 14178 ↗ Last confirmed 31 Jul 2026 Recent change Agency CBDC work prohibited by executive order

What the data shows

The charts below redraw the table above as the trends and comparisons a table cannot show.

Verification ledger

2 most recent of 2 logged updates

United Kingdom digital pound added: design phase per the Bank of England 31 Jul 2026
Tracker launched covering 8 jurisdictions from central bank publications 31 Jul 2026

How this tracker is maintained

Every entry is a position the central bank or monetary authority stated itself.

Sourced

Jurisdictions enter on their own central bank’s published position: a launch, a pilot, a research program, or a decision to stop. Reporting about a program is not a position; the authority’s own publication is.
Dated

Where the authority states a start date we record it, and where it states none the field stays empty rather than being inferred from an announcement.
Re-checked

Positions are re-checked every 90 days, which matches how slowly these programs actually move. A stage change is recorded when the authority announces it, not when it is reported.

Why are only some countries listed?: The table covers every jurisdiction that has launched a retail CBDC, plus the major-economy programs at pilot, research or halted stage. Three retail CBDCs have launched anywhere in the world and all three are here; the rest of the field is exploratory, and listing all of it would mean listing intentions rather than positions.
Does pilot mean it is going to launch?: No. Pilots are paused, narrowed and abandoned, and at least one major economy here has halted work entirely. Stage records where a program is, not where it is heading.
Is a wholesale CBDC the same thing?: No. This tracker covers retail CBDCs, the kind a member of the public could hold. Wholesale settlement projects between banks are a separate class of program and are out of scope.

This is informational content and does not constitute legal or financial advice. Program stages move, pause, and are renamed, and a pilot is not a commitment to launch. Confirm current status with the named central bank before acting.

Quoting a figure with a link to this page needs no permission. Cite it as you would any source. Reuse of the compiled dataset itself is licensed under CC BY 4.0: credit CoinLaw and link back. Download CSV · Follow updates (RSS)