FundingPips Statistics 2026: Splits, Limits and Trading Costs

FundingPips statistics published by the firm itself put the profit split between 60% and 100%, and the rate depends entirely on which reward cycle a trader locks in at the point of funding. The same published rulebook sets five account models against daily loss ceilings of 3% to 5% and overall loss ceilings of 5% to 12%, with forex leverage of 1:100 on four of the five.

That level of precision is unusual for a private proprietary-trading firm, and it sits beside a conspicuous silence. No revenue, no company valuation, and no funded-trader count appears in any FundingPips disclosure, so the figures below are stated exactly as the company publishes them and the missing ones are named as missing rather than estimated.

Key Takeaways

• The reward-cycle ladder spans 40 percentage points, from a 60% weekly split to a 100% monthly split.
• Only the Monthly cycle pays a 100% split, and it carries the heaviest qualification load of any cycle: a consistency score where no single trading day accounts for more than 35% of total profit, plus at least 7 profitable days of 0.5% or more each.
• FundingPips Zero removes the evaluation entirely and replaces it with the tightest live rule in the catalogue, a 1% Max Open Risk Limit on floating profit and loss at any time.
• The 2 Step Pro model pairs a 6% profit target in both phases with a 6% max loss and 3% daily loss, the least room for error of the five models.
• The Profit Concentration Policy took effect for new evaluation accounts at $25,000 and above created on or after June 27, 2026.
• A breached account can be restarted rather than lost, at 15% off the purchase price in Phase 1, available only within 7 calendar days of the breach.

Editor’s Choice

• FundingPips operates five account models, with forex leverage of 1:100 on four of them and 1:50 on Zero.
• Reward requests are processed within 1-3 working days across every payout method.
• Account sizes reach $200,000 on the 2 Step Pro model.
• The minimum reward request is 1% of the Master Account Size, including the FundingPips split.
• Forex and metals each carry a $5 per lot commission on standard accounts.
• The monthly competition pool holds $5,000 in cash and $675,000 worth of Evaluation accounts.
• According to Prop Firm Match, whose payout tracker aggregates records the firm does not publish itself, FundingPips has settled $152,759,250 across 141,590 tracked payouts, with a largest single payout of $58,320.
• Per Capital Critic, whose on-chain tracker reads settlements from the blockchain, traders were paid $3,047,126 over the trailing 30 days across 1,635 on-chain payouts.
• According to Prop Firm Match, that tracked total skews by region toward Asia at $69,261,550 and Europe at $52,223,288.

FundingPips Statistics by Account Model

• The FundingPips Help Centre lists five account models: 1 Step Flex, 2 Step Standard, 2 Step Pro, 2 Step Flex, and Zero, and the Zero model is the only one with no evaluation phase at all.
• All accounts provided by FundingPips are demo accounts operating exclusively in a simulated trading environment, and no actual trades are executed on live financial markets.
• FundingPips Corp states that program fees are not deposits, do not represent client funds, and should not be considered investments.
• Forex leverage sits at 1:100 on all four evaluation models and 1:50 on Zero.
• The firm’s Discord community is described in its own help centre footer as 230,000+ traders.
• Platform access is model-specific: the Free Trial runs on MetaTrader 5 only, on the FundingPips-Trial server.
• Rewards leave through four named rails, per the FundingPips Reward Methods documentation: Card, Crypto, Rise, and Bank Transfer, all processed within 1-3 working days, with card payouts on Visa or Mastercard.

Source: FundingPips Help Centre 2026

About This Data

Every figure here is compiled from 19 sources captured on 20 September 2026: 17 Tier 1 primary sources drawn from FundingPips’ own published help centre, whose articles carry revision dates between 7 August and 17 September 2026, plus 2 independent payout trackers that publish their own tallies. Company-published rules and disclosures carry the rulebook figures, and the tracker totals are attributed to the tracker that published them. Figures are reviewed on a rolling basis and updated whenever FundingPips republishes the underlying rule.

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FundingPips Profit Splits by Reward Cycle

• The On Demand cycle pays a 90% split, requestable at any time once no single trading day accounts for more than 35% of total profit and a minimum 2% profit is reached.
• The Weekly cycle pays 60%, seven days after the first executed trade on the Master Account.
• The Bi-Weekly cycle pays 80% every 14 calendar days after the first executed trade.
• The Monthly cycle pays 100% every 30 calendar days after the first executed trade, and applies to evaluation accounts purchased on or after 15 August 2026.
• Monthly eligibility also requires at least 7 profitable days, each with 0.5% or more profit of the starting Master Account Size.

By the numbers: FundingPips prices its reward cycles across a 40-point spread, from 60% on the seven-day Weekly cycle to 100% on the 30-day Monthly cycle. The Monthly tier adds a consistency score under which no single trading day accounts for more than 35% of total profit, plus at least 7 profitable days of 0.5% or more each, so the top split buys patience rather than raw performance.

The ladder reads less like a reward schedule and more like a price list for liquidity. A trader who wants cash weekly gives up the larger share of profit for that speed, and one willing to wait a month keeps all of it but accepts a qualification test the faster cycles never apply. The choice is made once, at funding, and the cycle governs the account for its life.

Recent Developments

• The Profit Concentration Policy applies to newly created Evaluation accounts at $25,000 and above, created on or after June 27, 2026.
• Where a single trade idea accounts for more than 60% of the profit target, the resulting Master Account requires 4 minimum profitable days before each reward can be requested.
• The 2 Step Standard rulebook now records: 10% Profit Target: No Longer Offered, effective 24 July 2026 at 06:00 Server Time (UTC+3).
• The 100% reward cycle arrived mid-year: the Monthly 100% Split took effect on 15 August 2026 for newly purchased evaluation accounts.
• 2 Step Pro accounts purchased on or after 26 August 2026 require 2 minimum trading days per phase, up from 1.
• 2 Step Flex accounts purchased on or after 26 August 2026 require 1 minimum trading day for the 85% split, up from 0.

Five changes inside nine weeks, all moving in the same direction, describe a firm recalibrating how quickly a trader can convert a single good week into cash.

Profit Targets and Minimum Trading Days by Model

• The 1 Step Flex model asks for a 12% profit target in a single phase, with no minimum trading days and no time limit to pass.
• 2 Step Standard requires a minimum of 3 trading days to pass each phase.
• 2 Step Pro compresses the target to 6% in both phases, the same bar in each phase.
• 2 Step Flex offers a choice at purchase between an 85% split with 1 minimum trading day, or a 95% split with 3 profitable days of at least 0.5% each.
• That 2 Step Flex choice is locked for the life of the account, and both options cost the same.

Traders coming from equities often read the single-phase 12% target as the easier route. The minimum-day requirements tell a different story, because the two-phase models spread the same test across a longer observation window. The same tension appears in retail investing behaviour, between speed and measured performance across mainstream brokerage platforms.

Drawdown Limits Across the Five Models

• The 2 Step Standard max loss limit is 10% of the starting account size, a static floor that never moves.
• Its daily loss limit is 5% of the higher value between the opening balance or opening equity for that day.
• FundingPips Zero uses a different shape entirely, a limit the firm describes as Max Trailing Loss Limit 5%: Trails your highest recorded equity. Locks at breakeven once 5% in profit.
• Zero also imposes a 1% Max Open Risk Limit, meaning floating profit and loss cannot exceed minus 1% of the starting account size at any time.
• On the 2 Step Standard and Zero models, an account is breached if no completed trades occur within 30 consecutive days.

Worth noting: The 2 Step Pro overall loss ceiling of 6% sits against 12% on both 1 Step Flex and 2 Step Flex, with a daily ceiling of 3%. A trader on 2 Step Pro therefore reaches the account-ending threshold after two maximum losing days.

Account Sizes and Reset Pricing

• 2 Step Standard, 1 Step Flex, and 2 Step Flex each offer $5,000, $10,000, $25,000, $50,000, and $100,000 account sizes.
• 2 Step Pro extends the range with a $200,000 size on top of the five standard sizes, as does FundingPips Zero.
• A breached evaluation account can be restarted at 15% off the purchase price in Phase 1, and at 10% off in Phase 2.
• A Master Account reset costs 7% off the purchase price, excluding $100,000 accounts.
• Resets are available only within 7 calendar days of the breach.
• FundingPips Zero prices its reset differently, at a 20% discount available for all account sizes.

Source: FundingPips Help Centre 2026

Reward Minimums, Methods and Processing Times

• The global minimum reward request is 1% of the Master Account Size, including the FundingPips split.
• Crypto payouts use USDT or USDC on the ERC20 network, with the same 1% minimum.
• Rise and bank transfer both require a minimum reward amount of $500.
• Bank transfer is available in selected regions, with funds sent directly to a local account.
• Traders must wait at least 15 minutes after closing the last trade before requesting a reward, and trading is temporarily disabled while the reward is being processed.

Source: FundingPips Help Centre 2026

How long does it take for FundingPips to process a payout?

FundingPips states that all reward methods are processed within 1-3 working days. Card payouts add bank settlement on top, and the company says arrival depends on your bank, typically within 1-5 working days after approval. Crypto, Rise, and bank transfers share the same 1-3 working-day processing window.

Trading Costs, Commission and Leverage

• Standard accounts pay $5 per lot on forex and $5 per lot on metals.
• The swap-free add-on doubles that to $10 per lot on both forex and metals.
• Energies and indices carry no commission on either account type.
• Crypto is charged by formula: lot size multiplied by crypto price multiplied by 0.04%.
• Instrument leverage runs from 1:100 on forex down to 1:2 on crypto for standard accounts.

Source: FundingPips Help Centre 2026

Crypto traders should read the leverage column carefully, because the ratio is deliberately conservative next to the venues most of them come from, a pattern that also shows up in crypto adoption rates by country. Our crypto exchange market data shows the contrast with mainstream derivatives venues plainly.

What is the commission per lot for FundingPips?

Forex and metals both cost $5 per lot on a standard account, rising to $10 per lot with the swap-free add-on. Energies and indices are commission-free on both account types. Crypto is priced as a percentage of notional rather than per lot, at 0.04%.

The Dynamic Leverage Schedule

• A dynamic leverage structure applies, effective 16 March 2026 at 23:59 Server Time.
• Leverage steps down as position size grows, starting at 1:50 for the first 0.05 lots.
• Any volume above 0.50 lots uses the base rate of 1:5.
• A hard cap applies at the platform level: a 20-lot limit is enforced on every single trade.

Source: FundingPips Help Centre 2026

The Striking System and Split Erosion

• The Striking System applies to 2 Step Standard Master Accounts above $25,000 and all 1 Step Flex Master Accounts.
• A warning is recorded each time a single trade idea’s combined floating loss reaches 1.2% of the account size.
• Warnings are cumulative and do not reset between reward cycles.
• The second warning halves the reward split, for example from 80% to 40%, and the third drops it to 20%.
• The fourth warning is terminal: the account is closed immediately.

The takeaway: Three floating-loss warnings at 1.2% of account size each cut an 80% split to 20%, and the fourth closes the account immediately. Warnings are cumulative and do not reset between reward cycles, so the penalty compounds across the account’s whole life rather than the current payout window.

Risk Per Trade Idea Limits by Model

• The Risk Per Trade Idea limit covers both realized and unrealized losses across all related positions, and breaching it results in immediate account closure.
• The rule is enforced on Master Accounts only, and does not apply during evaluation phases on any model.
• Positions are grouped: a new position opened in the same direction within 10 minutes of closing a losing trade is part of the same trade idea.
• On 1 Step Flex, 2 Step Standard, and 2 Step Pro, the limit is not applicable at any account size.

Source: FundingPips Help Centre 2026

Reward Reinvestment and the Tradin Bonus

• Transferring a reward into Tradin adds an instant 30% Credit on top, with no limit.
• That credit converts to real balance only through cashback earned on every lot opened, and cashback stops once the Credit reaches $0.
• The transfer carries a 7-day lock period on the transferred reward.
• Cashback rates rise with cumulative volume, from $1.00 per lot on the first 50 lots to $3.00 per lot above 300 lots.
• A $1,000 reward attracts a $300 Credit, for total equity of $1,300 after transfer.

The bonus is real money only for a trader who keeps trading, because the credit unlocks by volume rather than by withdrawal. That structure converts a payout decision into a retention mechanic, which is worth naming plainly before the 30% headline is read as free cash.

Affiliate Tier Economics

• The programme opens at a 5% discount code and 5% affiliate commission and runs across 4 named tiers: Market Maker, Trade Master, Market Leader, and Prime Partner.
• Tier thresholds are referral-count based, from 24 to 99 users at Market Maker up to 600 or more at Prime Partner.
• Affiliates can withdraw once they meet the published floor: Hit $50 in earnings and visit your Rewards Page to claim.
• Each named tier also unlocks monthly community accounts, starting with one $5,000 account and one $10,000 account at Market Maker.

Free Access Programmes and Prize Pools

• The Free Trial runs a 14-day per-phase time limit, with each phase expiring 14 calendar days after activation, and carries no profit entitlement and no path to a Master Account.
• The $1,000 Instant Account is a giveaway-only $1,000 Master Account that skips the evaluation entirely, paying an On Demand 50% reward split, requestable once profit reaches $50.
• Giveaway access is limited to the first 20,000 accounts, allocated first-come, first-served, and is not available in the United States.
• The Monthly Competition puts up $5,000 in cash and $675,000 worth of Evaluation accounts each month.
• Entry is capped at 50,000 participants, and all accounts start with a $100,000 balance, with the top 20 places winning cash and Evaluation account prizes.

What FundingPips Does Not Disclose

FundingPips publishes its rulebook in unusual detail and publishes almost nothing about its own business. No revenue figure, no company valuation, no funded-trader count, and no evaluation pass rate appears anywhere in its help centre, and the firm files no accounts with any statistical agency.

Those four numbers are exactly the ones search demand keeps asking for, which is why affiliate review sites fill the gap with estimates that trace back to nothing. A stated absence is more useful to a reader than a confident guess. What the company does state about its own structure is specific, and it reframes the rest.

• FundingPips Corp is a limited liability company incorporated under the laws of the Comoros Union with company number HY01223081.
• It holds an International Brokerage and Clearing House License under the IBC Regulation Act 2014, License No. Bfx2024004.
• Its registered address is Premises NO. 19948-001, IFZA Business Park, DDP Dubai, UAE, with a related entity, FundingPips Services Ltd in Cyprus (HE 450941).
• The company states plainly that it does not act as a broker, custodian, or financial intermediary.

Why it matters: FundingPips Corp holds an International Brokerage and Clearing House License under the Ibc Regulation Act 2014 yet states that it does not act as a broker, custodian, or financial intermediary and that all accounts are demo accounts operating exclusively in a simulated trading environment. The licence therefore describes the corporate wrapper rather than the product.

Jurisdictional status is the part readers most often misread across this whole product category, and the pattern is visible in our crypto regulation by jurisdiction tracking.

Which countries are not allowed to trade on FundingPips?

FundingPips states that services are not offered to residents of certain jurisdictions, including countries on the FATF and EU/UN sanctions lists, Vietnam, and UAE. The United Arab Emirates exclusion is notable given the firm’s own Dubai-registered address.

The $1,000 instant giveaway account carries a separate exclusion because it is not available in the United States. The firm publishes no full country list beyond these named exclusions and the sanctions-list reference.

Does FundingPips charge a refund fee?

The company states that program fees are non-refundable once paid, except where required by applicable law. There is a milestone refund rather than a general one: when a trader reaches a 4th reward on a 2 Step Standard Master Account, the original registration fee paid for the challenge is refunded.

That refund is model-specific. FundingPips confirms it does not apply to 1 Step Flex, 2 Step Pro, 2 Step Flex, or FundingPips Zero, which have always been excluded.

What broker does FundingPips use?

FundingPips names no execution broker in its published help centre, and the question rests on a premise the company rejects. It states that all accounts are demo accounts operating exclusively in a simulated trading environment with no trades reaching live markets.

The firm does name its platform rather than a broker. The documented platform is MetaTrader 5, with the Free Trial running on MT5 only, on the FundingPips-Trial server.

Conclusion

The FundingPips statistics that can be verified all come from one place: a published rulebook that sets a 60% to 100% split ladder against five account models with daily loss ceilings of 3% to 5% and overall ceilings of 5% to 12%, plus reward processing within 1-3 working days. The precision of those numbers stands in sharp contrast to the silence on revenue, valuation, and pass rate, and readers evaluating the firm should weigh both halves of that picture rather than only the documented one.

The direction of travel through 2026 is the more useful signal. Five rule changes between June and August each raised a qualification bar or tightened a risk threshold, which points to a firm managing payout velocity rather than expanding it, and the next revision is likelier to follow that line than reverse it.