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Home » Cryptocurrency

Binance Expands Fiat Gateway with Direct USD Services Across 70 Nations

Published on: October 22, 2025, 12:57 PM EDT
Kathleen Kinder
Senior Editor • 1,959 Articles
Kathleen Kinder brings over 11 years of experience in the research industry, with deep expertise in finance, cryptocurrency, and insurance. ... See full bio
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Binance now allows users in more than 70 countries to directly deposit and withdraw US dollars through its new partnership with BPay Global, making crypto access smoother than ever.

Key Takeaways

  • Binance now supports direct USD deposits and withdrawals in over 70 countries via BPay Global, a regulated payment provider within the Binance Group.
  • Users can fund their Binance accounts with zero deposit fees through SWIFT bank transfers, along with options like credit or debit cards, Apple Pay, and Google Pay.
  • BPay Global is licensed by the Central Bank of Bahrain, offering users a regulated fiat e-wallet to store and convert USD.
  • Binance is leveraging this move to lower entry barriers for crypto adoption and improve the user experience for its 290 million+ global users.

What Happened?

Binance has introduced direct USD deposit and withdrawal functionality to users in over 70 countries, thanks to a new integration with BPay Global. The move is part of Binance’s ongoing effort to bridge traditional finance and digital assets, making cryptocurrency more accessible to both retail and corporate users.

Top up your Binance account with USD (powered by Bpay Global) & buy crypto anytime!

Enjoy faster, cheaper USD deposits via SWIFT, cards, Apple Pay & Google Pay. Withdrawal available too.

Don’t miss out 👉 https://t.co/3jkGAW3KZC pic.twitter.com/1Chxp8dpjy

— Binance (@binance) October 22, 2025

A Major Boost for Fiat Access on Binance

The integration of BPay Global into the Binance platform marks a major development in fiat-to-crypto access. BPay Global is a licensed and regulated Payment Service Provider under the Central Bank of Bahrain. As part of the Binance Group, it now supports users with a dedicated fiat e-wallet for storing and transacting in USD.

Users in eligible regions can:

  • Deposit and withdraw USD via SWIFT bank transfers with zero deposit fees.
  • Use credit and debit cards, as well as Apple Pay and Google Pay for funding.
  • Seamlessly convert USD to crypto and back using their fiat wallet on Binance.

This is especially beneficial for those just entering the crypto space, as well as for seasoned users managing growing portfolios. The process is designed to be fast, cost-effective, and user-friendly, addressing key barriers that have historically slowed crypto adoption.

Strategic Timing Amid User Surge

Binance’s latest update comes as its platform sees rapid user growth. As of July 2025, the exchange has surpassed 290 million registered users, a significant leap from 190 million just 18 months earlier. With around 1 million new users joining weekly, Binance is on track to add more than 50 million users annually.

This strong growth underscores the importance of infrastructure improvements like this one. Simplifying USD access means more users worldwide can confidently explore the crypto ecosystem without complex onboarding hurdles.

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Official Comments from Binance

Thomas Gregory, Binance’s Vice President of Fiat, shared the company’s vision behind this move:

“

After much anticipation, we are happy to offer our users direct on- and off-ramp solutions for USD, the most used currency for transactions around the world, which caters to our diverse global user base and their needs.

Thomas GregoryVice President of Fiat – Binance

He added that the service will lower entry barriers to crypto and enhance the platform experience, which is already well-known for its world-class security.

CoinLaw’s Takeaway

In my experience watching how exchanges evolve, this kind of fiat access update is a big deal. It’s not just about adding another feature. Binance is making crypto entry much less intimidating for millions by removing friction and offering familiar funding options like Apple Pay and cards. When you pair this with zero deposit fees via SWIFT, it’s clear they’re serious about onboarding the next wave of users. I found this move especially timely, given how fast Binance is growing. If they keep simplifying access like this, they’ll stay way ahead of the pack.

Definition of Cross-Chain. Link to full glossary entry follows the description.Cross-Chain

Cross-chain is the ability to move data or assets between separate blockchains via bridges, messaging protocols, or interoperability networks.

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Kathleen Kinder

Kathleen Kinder

Senior Editor


Kathleen Kinder brings over 11 years of experience in the research industry, with deep expertise in finance, cryptocurrency, and insurance. At CoinLaw, she writes timely, reader-focused news articles and also serves as a senior editorial reviewer. Drawing on her background in B2B research, consumer insights, and executive interviews, she ensures every piece delivers clarity, accuracy, and real-world relevance.

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Table of Contents

  • Key Takeaways
  • What Happened?
  • A Major Boost for Fiat Access on Binance
  • Strategic Timing Amid User Surge
  • Official Comments from Binance
  • CoinLaw’s Takeaway

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