XRP fell 2 percent to $3.14 on Monday after an initial rally from Ripple’s landmark settlement with the US Securities and Exchange Commission, as institutional investors locked in gains.
Key Takeaways
- 1XRP dropped from $3.19 to $3.14 despite early highs of $3.32.
- 2Ripple and the SEC ended their five-year legal dispute, driving a 208 percent surge in daily trading volumes to $12.4 billion.
- 3Institutional selling peaked at 73.87 million tokens in a single hour, pushing prices down.
- 4Support remains at $3.13 while resistance holds near $3.27, setting a clear trading range.
What Happened?
XRP briefly surged to $3.32 on August 12 after Ripple and the SEC formally settled their long-running legal case, a move widely seen as a major win for regulatory clarity in the crypto market. However, the token’s rally was short-lived as large holders took profits, sending the price down 2 percent to $3.14 by the end of the session.
Profit-Taking Caps Post-Settlement Gains
Trading activity exploded following the settlement, with volumes soaring to $12.4 billion, up 208 percent from previous levels. The heaviest selling came at 19:00, when 73.87 million tokens were sold in what analysts described as coordinated institutional action. This drove XRP down from $3.20 to $3.15 in just one hour.
Despite the pullback, buying interest emerged as prices approached $3.13. Multiple tests of this level confirmed strong support, and late-session accumulation helped XRP close slightly above its lows. Resistance has formed at $3.27, keeping the token locked in a near-term range.
Ripple’s Regulatory Victory Unlocks Institutional Access
Ripple’s settlement with the SEC marks the end of a nearly five-year legal battle that has weighed heavily on XRP adoption. By jointly dismissing all appeals, both parties removed the compliance uncertainty that had kept many financial institutions on the sidelines.
Last week, the SEC’s case against Ripple was finally laid to rest. A welcome development for many reasons, including that minds once occupied with litigation now can concentrate on creating a clear regulatory framework for crypto: https://t.co/xU1VrmSnFM
,Hester Peirce (@HesterPeirce) August 11, 2025
With the case closed, banks, asset managers, and payment companies can explore XRP integration without legal risk. Ripple has already positioned itself for growth in the $19 trillion real-world asset tokenization market, where institutional-grade custody solutions play a key role. Recent pilots include property-backed lending in Hong Kong, land registry modernization in Colombia, and tokenized real estate projects in Dubai using Ripple Custody.
Broader Market Forces Still in Play
While regulatory clarity provides XRP with a competitive advantage, macroeconomic conditions continue to influence the market. Trade disputes, global risk sentiment, and shifting monetary policy remain key drivers of crypto prices.
Analysts note that the 19:00 selloff had the hallmarks of professional profit-taking rather than retail panic, suggesting that institutional players are managing risk rather than exiting positions entirely. Late buying volumes indicate continued confidence in XRP’s longer-term prospects.
CoinLaw’s Takeaway
Honestly, I see this pullback as a healthy sign. When a token spikes after a huge announcement, profit-taking is inevitable. The fact that XRP is holding firm above $3.13 while institutions keep buying the dip tells me this isn’t a collapse, it’s a reset. The legal victory opens doors that have been closed for years, and Ripple’s push into the multi-trillion-dollar tokenization market is no small thing. Short-term volatility is just part of the crypto game, but the bigger picture looks stronger than ever for XRP.
