Google Pay operates in over 180 countries, according to Google’s February 2024 count, and Google does not publish a global user count for it. According to Google, the U.S. version of the standalone Google Pay app stopped working on June 4, 2024, with tap-to-pay and card management moving into Google Wallet, while the Google Pay app continues in India and Singapore.

That split is why “how many people use Google Pay” has no single answer. India supplies the only auditable volume series: the National Payments Corporation of India reports that, for July 2025, Google Pay processed 6.92 billion UPI transactions worth Rs 8.91 trillion. The country footprint, the India share trend, the 2024 app split, and the metrics Google leaves unreported follow below.

Key Takeaways

Google Pay’s India volume share has not risen in any comparable reading captured, easing from 37.18% in May 2024 to 35.56% in July 2025 and holding flat between June and July 2025, while its absolute transaction count rose.
NPCI’s app-wise table shows the combined market share of the top two players reached 81.44%, leaving Google Pay inside a PhonePe duopoly that Indian regulators have spent five years trying to unwind.
Google Wallet is used five times more than the Google Pay app in the U.S., a ratio Google published in the same February 2024 announcement that set the standalone app’s June 4, 2024 shutdown.
Alphabet reports no Google Pay revenue line in its SEC filings; the closest reported figure is Google Services, which posted revenues of $94.5 billion, up 15% in the second quarter of 2026.
A government-commissioned Indian study puts UPI at about 85% of India’s digital payment transaction volume, so Google Pay’s India share is effectively its share of the country’s entire digital payment market.
NPCI originally proposed a cap on the volume of transactions that UPI apps can process back in November 2020, set at 30%, and Google Pay stayed above that level in every reading captured here, from May 2024 to July 2025.

Editor’s Choice

Millions of people in over 180 countries use Google Pay to check out online and in stores, according to Google’s February 2024 announcement.
In July 2025, Google Pay processed 6.92 billion UPI transactions in India alone.
Google Pay’s total value processed stood at Rs 8.91 trillion in that month.
Google Wallet reached more than 90 countries and territories, then added 50 more countries.
UPI clocked 155.44 billion transactions as of November, up from 117.58 billion transactions in calendar year 2023, an increase of 32.2%.
Alphabet consolidated revenues increased 24% to $119.8 billion in the quarter ended June 30, 2026, according to the company’s SEC filing.

Google Pay’s Global Country Footprint

Google Pay is used by millions of people in over 180 countries to securely check out when shopping with retailers on desktop using ChromeOS, macOS, and Windows PC, from Android and iOS apps, and in stores, as Google described the footprint in February 2024.
Google Wallet is the primary place for people to securely store payment cards used for tap and pay in stores, alongside transit cards, driver’s licenses and state IDs.
Google’s developer blog reports that Google Wallet access reached more than 90 countries and territories, before a further expansion added 50 more countries.
Google said the standalone app would continue in India and Singapore, and NPCI’s table shows it is still running in India, per Google’s announcement in February 2024 and NPCI’s app-wise data through July 2025.
The country counts describe availability, not usage. A footprint number tells you where a wallet can be installed; it says nothing about how many people opened it this month, which is the distinction most Google Pay statistics collapse.

Surface	Reach	Source period
Google Pay checkout	Over 180 countries	February 2024
Google Wallet, first expansion	More than 90 countries and territories	2024
Google Wallet, second expansion	50 additional countries	May 2025
Standalone Google Pay app	India and Singapore	February 2024 statement

Source: Google official blog, February 2024; Google Developers Blog, May 2025

Google Pay UPI Transaction Volume in India

NPCI data shows Google Pay’s portion of UPI transactions shrunk to 36.76% from 37.18% in the previous month, June 2024.
Google Pay processed more than 6.54 billion UPI transactions in June, cornering a market share of 35.56% in June 2025.
Google Pay processed 6.92 billion UPI transactions in July 2025, the following month.
The UPI network processed 13.88 billion transactions in June, a 1% drop over the prior month, according to NPCI’s reading for June 2024.
In total, 18.39 billion UPI transactions were processed in June, down from 18.67 billion recorded in May, a minor decline of 1.5%, according to NPCI’s reading for June 2025.
Between June 2024 and June 2025, UPI’s monthly transaction count grew roughly 1.3 times.

NPCI’s most recent app-wise table retrievable at publication covers July 2025, so the share series above ends there rather than at the current month.

By the numbers: Google Pay’s India volume climbed from 6.54 billion transactions in June 2025 to 6.92 billion in July 2025, according to NPCI data, yet its share stayed at 35.56%. Absolute growth and share erosion are running together, because UPI itself is expanding faster than Google Pay is.

How many Google Pay users are in India?

Google publishes no India user count for Google Pay. What NPCI publishes instead is monthly app-wise transaction volume, and on that measure Google Pay cornered 35.56% of UPI volume in July 2025, second to PhonePe. Volume is not users: a single heavy user can generate hundreds of transactions a month.

Recent Developments

August 2026: A government-commissioned study found UPI accounts for about 85% of India’s digital payment transaction volume, with small merchants driving that adoption.
August 2026: In India, a Bill making its way through Parliament may restore a digital payment fee, with PhonePe and Paytm positioned to capture a larger share of it.
July 2026: Alphabet reported consolidated revenues up 24% to $119.8 billion, with Google Services revenues up 15% to $94.5 billion.
May 2026: Federal Reserve Financial Services published its 2026 Diary of Consumer Payment Choice, now in its 10th year, reporting three years of stability in US payment habits.
April 2026: Alphabet reported first-quarter consolidated revenues up 22% to $109.9 billion, its 11th consecutive quarter of double-digit growth.

Google Pay, Google Wallet and the 2024 App Split

To simplify the app experience, the U.S. version of the standalone Google Pay app stopped being available for use starting June 4, 2024.
As of June 4, 2024, users could no longer send, request, or receive money from others through the U.S. version of the Google Pay app.
Google Wallet is used five times more than the Google Pay app in the U.S., a ratio Google published in the same February 2024 announcement.
Tapping to pay in stores and managing payment methods moved into Google Wallet, while checkout on the web continued under the Google Pay name.
Digital IDs in Google Wallet are live today, and Google announced that residents of Arkansas, Montana, Puerto Rico, and West Virginia will soon be able to save their government-issued digital IDs to Google Wallet, while users in Arizona, Georgia, Maryland, and New Mexico will also be able to use their mobile IDs at the DMV.
Across CoinLaw’s payment platform statistics coverage, brand consolidation of this kind usually precedes a reporting blackout rather than a disclosure event, and Google Pay followed that pattern exactly.

Product	Where it runs	What it does
Google Pay (web checkout)	Over 180 countries	Online and in-app checkout
Google Pay app	India and Singapore	Full payments app including transfers
Google Wallet	Digital passes in more than 90 countries and territories, plus 50 countries added in 2025	Tap to pay, transit, digital IDs

Source: Google official blog, February 2024; Google Developers Blog, May 2025

Why is Google Pay being discontinued?

Google did not discontinue Google Pay. Google retired the U.S. version of the standalone app on June 4, 2024, and moved its most-used functions into Google Wallet, giving one stated reason: to simplify the app experience. The same announcement noted that Wallet was already used five times more than the Google Pay app in the U.S. Checkout under the Google Pay brand continues, and Google said the app itself would continue in India and Singapore.

PhonePe processed nearly 8.93 billion UPI transactions in July, followed by Paytm’s 1.36 billion, on NPCI’s July 2025 table.
PhonePe processed over 8.54 billion transactions in June, capturing a market share of 46.46% in 2025.
Paytm processed more than 1.26 billion transactions, cornering a market share of 6.90% in the same month.
Axis Bank’s apps grew 17% to 75 million UPI transactions in June, while the Navi app saw a 20% increase to 35.7 million transactions in 2024.
Paytm retained an 8% share, signaling a halt in market erosion from 13% at the start of the year.

The same concentration shows up in Indian card and gateway data, where UPI accounts for about 85% of India’s digital payment transaction volume and a handful of processors intermediate nearly all of it. Readers tracking the acquirer side of that market will find the pattern repeated in Razorpay payment gateway statistics.

UPI Transaction Value Processed by App

PhonePe’s total value processed stood at Rs 12.20 trillion in July 2025.
Google Pay’s total value processed stood at Rs 8.91 trillion in the same month.
Paytm’s total value processed stood at Rs 1.43 trillion.
In July 2025, Google Pay’s average UPI ticket size worked out to roughly Rs 1,288 per transaction, on 6.92 billion transactions.
PhonePe moved about 1.37 times as much value as Google Pay in the month.

Value share and volume share diverge because ticket sizes differ by app, a split visible across every real-time rail we track, including the peer-to-peer patterns in Zelle and Venmo transfer data.

Google Wallet Country Availability and Digital Passes

Google expanded access to Google Wallet for users in more than 90 countries and territories.
A later expansion added 50 more countries, allowing users to view and use digital passes in the app and on the web.
Google announced that U.K. passport holders will soon be able to create digital ID passes with their U.K. passports and store them in Google Wallet.
Google says new use cases are on the way, so that users will soon be able to use a digital ID to recover Amazon accounts, access online health services with CVS Health and MyChart by Epic, and verify profiles on platforms including Uber.
Google Wallet also stores transit cards, driver’s licenses, and state IDs alongside payment cards.

Google Wallet expansion stage	Countries added or reached
First expansion	90
Second expansion, additional	50

Source: Google Developers Blog, May 2025

Why it matters: Google Wallet’s expansion added 50 countries on top of an existing base above 90, according to Google’s developer blog, and the payload was passes and IDs rather than payment cards. Wallet distribution and Google Pay payment acceptance are now two different maps, which is why country counts for the two rarely agree.

Contactless acceptance is the constraint on the payments half of that map, a limit examined in NFC payments data, and the identity half increasingly depends on device-level checks covered in Biometric authentication research.

NPCI extended the deadline for implementing a transaction volume cap on UPI apps by two years, till December 31, 2026.
This was the second time NPCI extended the deadline.
NPCI had initially proposed a cap on the volume of transactions that UPI apps can process back in November 2020, set at 30%.
Google Pay processed about 37.02% of UPI transaction volumes in November 2024, second to PhonePe.
The extension applied to compliance timelines for existing third-party application providers, the TPAP category Google Pay falls under.

Milestone	Date	Detail
Cap first proposed	November 2020	30% of UPI transaction volume per app
First compliance window	Two years from proposal	Existing players given time to comply
Second extension announced	December 2024	Deadline moved to December 31, 2026
Google Pay volume share at extension	November 2024	37.02%

Source: NPCI circular reporting, November 2020 to December 2024

The cap has now slipped twice, and the pattern CoinLaw has documented across regulatory events is that enforcement arrives after a market shock rather than on a scheduled date. Nothing in the India readings captured here suggests Google Pay’s share falls to the 30% level NPCI proposed in November 2020 without a rule forcing it.

US Payment Mix Behind Tap-to-Pay Adoption

For about 1 in 7 payments, US consumers still pay with cash, according to the 2026 Diary of Consumer Payment Choice.
Credit and debit cards account for two-thirds of all payments made by US consumers.
More consumers now say they prefer using credit cards in person, at 38% compared to 24% in 2016, nearly equal to the 40% who prefer debit.
Most consumers, 76%, carried cash in their pocket, purse, or wallet in 2025, with the average amount totaling $69.
Cash remained the third-most-used payment instrument among consumers for the sixth year.

Every tap-to-pay transaction Google Wallet handles rides a card credential underneath, so the card mix above sets the ceiling on wallet volume rather than the wallet itself. The rails carrying those credentials are mapped in digital payments infrastructure data and in Visa network statistics.

Where Google Pay Sits Inside Alphabet’s Reported Revenue

Alphabet consolidated revenues increased 24% to $119.8 billion in the quarter ended June 30, 2026.
Google Services revenues increased 15% to $94.5 billion in that quarter.
Alphabet consolidated revenues increased 22% to $109.9 billion in the quarter ended March 31, 2026.
Alphabet consolidated revenues increased 18% to $113.8 billion in the quarter ended December 31, 2025.
Google Services revenues increased 14% to $95.9 billion in that quarter, led by growth in Search, subscriptions, and YouTube ads.

Alphabet’s fourth quarter and fiscal year 2025 results and its second quarter 2026 results both report Google Services as a single segment total. No filing in the series isolates Google Pay revenue, transaction volume, or take rate.

What Google Does Not Publish About Google Pay

Google discloses country availability, reaching over 180 countries, but no global monthly or annual active user count for Google Pay.
Google discloses no Google Pay transaction volume or total payment value outside what NPCI publishes for India.
Google Services revenues increased 14% to $95.9 billion in the fourth quarter of 2025, and the release naming that figure never mentions Google Pay.
Google Wallet is used five times more than the Google Pay app in the U.S., a ratio Google published without a denominator.
Any Google Pay user figure circulating without one of these three origins, a Google disclosure, an Alphabet filing, or an NPCI table, is an estimate wearing the clothes of a statistic. CoinLaw’s stats coverage treats the absence as the finding.

Metric	Published by Google or Alphabet	Available proxy
Global active users	No	None
Country availability	Yes	Over 180 countries
Transaction volume	No	NPCI India app-wise data
Transaction value	No	NPCI India app-wise data
Revenue	No	Google Services segment total

Source: Google official blog and Alphabet SEC filings, February 2024 to July 2026

How many people use Google Pay?

No published figure answers this. Google’s February 2024 announcement states only that millions of people in over 180 countries use Google Pay, and Alphabet’s SEC filings carry no user metric for the product. The closest measurable proxy is India, where NPCI reports that Google Pay processed 6.92 billion UPI transactions in July 2025.

Transaction counts and user counts are different quantities, and the gap between them is large on a rail where a single person may pay a vegetable vendor twice a day. Treat any specific global user number for Google Pay as an estimate from a source that did not get it from Google.

Is Apple Pay bigger than Google Pay?

Neither company publishes a user count, so no sourced comparison exists. Google’s February 2024 disclosure covers over 180 countries of availability and nothing about scale, and Apple discloses Apple Pay usage no more specifically.

The one market with an audited head-to-head is India, and Apple Pay does not compete there on UPI, where Google Pay held a volume share of 35.56% in July 2025, behind PhonePe. Comparisons published elsewhere rest on modeled estimates rather than company or regulator data.

Conclusion

Google Pay’s verifiable record comes down to a country footprint of over 180 countries, one retired US app, and an India volume series where the app processed 6.92 billion UPI transactions in July 2025 while its share held at 35.56% on Rs 8.91 trillion of value. Everything else circulating as a Google Pay statistic traces back to a model, not a disclosure. The India numbers matter disproportionately because they are the only ones a regulator audits, and they show a product growing in absolute terms while losing ground to a widening field of competitors.

The next dated checkpoint is December 31, 2026, the deadline NPCI set for implementing its transaction volume cap on UPI apps after extending the compliance timeline for existing third-party application providers by two years. Google Pay sat above that level in July 2025, so either the cap slips again, or the India series that supplies the only hard Google Pay numbers gets reshaped by rule rather than by competition. Readers tracking the wider real-time rail will find the ecosystem view in the regional payments comparison in Alipay and WeChat Pay market share.