Binance has completed its integration of Ripple’s RLUSD stablecoin on the XRP Ledger, allowing users to deposit RLUSD directly on the network.
Key Takeaways
- Binance has enabled RLUSD deposits on the XRP Ledger, with withdrawals to follow after liquidity is established.
- RLUSD is now supported across two blockchains, Ethereum and XRP Ledger, with future plans for Layer-2 expansion.
- The stablecoin has surpassed $1.5 billion in market cap, supported by strong reserves and growing institutional backing.
- RLUSD trading is live on over 16 exchanges, and Binance has introduced zero-fee trading on select RLUSD pairs.
What Happened?
Binance, the world’s largest crypto exchange, has integrated Ripple’s RLUSD on the XRP Ledger, enabling users to generate deposit addresses and move the stablecoin directly on the network. This marks a major milestone in Ripple’s mission to expand RLUSD access, bringing faster and cheaper stablecoin transfers through one of the most efficient blockchain infrastructures.
That was quick! Binance has now XRP Ledger issued asset support by listing RLUSD from the XRPL for deposits and soon withdrawals.
— Vet (@Vet_X0) February 12, 2026
A massive door opener thanks to RLUSD for the entire XRP Ecosystem. pic.twitter.com/72BdN0j75E
Binance Boosts RLUSD Adoption with XRP Ledger Support
Binance confirmed that RLUSD deposits are now live via the XRP Ledger, while withdrawals will be activated once there is enough liquidity on-chain. This follows Binance’s earlier listing of RLUSD on Ethereum, giving the stablecoin exposure on two of the most widely used blockchain networks.
Ripple’s Middle East and Africa MD, Reece Merrick, called the move “a key step forward in bringing RLUSD to more users worldwide.”
The XRP Ledger is known for its low-cost and high-speed transactions, making it an ideal ecosystem for stablecoin transfers. Binance’s integration further cements RLUSD’s presence by offering multiple trading pairs such as RLUSD/USDT, RLUSD/FDUSD, and XRP/RLUSD. Notably, select pairs are also available with zero trading fees, an incentive to boost trading volume and liquidity.
RLUSD is now featured in Binance’s Simple Earn program, allowing users to generate yield with flexible terms and no fixed lock-in period.
RLUSD Growth Accelerates with Exchange Listings and Institutional Support
Since launching on December 17, 2024, RLUSD has steadily grown in market adoption and value. It now holds a market capitalization above $1.5 billion and ranks among the top 50 cryptocurrencies globally.
The stablecoin is fully backed by U.S. dollar deposits, Treasury bills, and other liquid assets, operating under a New York Department of Financial Services (NYDFS) trust charter. Reports confirm that RLUSD’s reserves exceed 103% of its circulating supply, reinforcing user trust and regulatory credibility.
RLUSD’s listing on Binance adds to its presence on other major platforms including Kraken, Gemini, Bitstamp, and Bitget, bringing its availability to over 16 exchanges worldwide.
In July 2025, Switzerland’s AMINA Bank became the first regulated financial institution to offer custody and trading for RLUSD. Ripple later expanded into Africa through strategic alliances with Chipper Cash, Yellow Card, and VALR, further accelerating RLUSD’s global adoption.
What’s Next: More Chains, More Access
Beyond XRP Ledger and Ethereum, Ripple has plans to deploy RLUSD on Ethereum Layer-2 networks such as Base, Optimism, Unichain, and Ink, thanks to a collaboration with Wormhole. These expansions will make RLUSD even more accessible to developers and traders across DeFi ecosystems.
Ripple’s integration strategy appears to be working. Data shows a 135% surge in trading volume following the stablecoin’s listings and regional partnerships, signaling growing confidence in RLUSD’s role in the stablecoin economy.
CoinLaw’s Takeaway
In my experience, stablecoins that manage to gain both regulatory trust and technical flexibility tend to lead in adoption. RLUSD is ticking those boxes fast. Between the NYDFS oversight, smart exchange rollout, and now the XRP Ledger integration, Ripple is positioning RLUSD as a serious challenger to USDT and USDC. What I found especially smart is how Ripple is targeting both institutional and retail layers by balancing regulated banking support with fast, low-fee blockchain options. This Binance integration is more than just a tech update. It’s a signal that RLUSD is ready to scale.
