Binance has introduced a private Indication of Interest (IOI) feature for large spot and loan transactions through its OTC desk, aiming to help institutions and high-net-worth users trade discreetly without moving the market.
Key Takeaways
- Binance’s new private IOI tool allows users to signal interest in large crypto trades without revealing their intentions publicly.
- Available only to verified institutional and high-net-worth clients for transactions starting at $200,000.
- The system supports both spot trades and customizable crypto loans through OTC channels.
- This move brings a traditional finance model into crypto to reduce slippage and improve liquidity matching.
What Happened?
Binance launched a confidential IOI feature for its OTC & Execution Services, providing a discreet channel for institutional clients to express intent to trade large crypto volumes. The tool is split into two core products: Spot IOI for buying and selling, and Loan IOI for borrowing and lending. By keeping these signals private, Binance aims to minimize market disruptions that typically arise from sizable trades.
Introducing #Binance Indication of Interest (IOI), the latest addition to our OTC & execution suite!
— Binance VIP & Institutional (@BinanceVIP) December 11, 2025
Designed for VIP & institutional users to discover off-book liquidity and reduce execution risk on large block trades.
Learn more 👉https://t.co/IflL9gNxLT pic.twitter.com/6yifyiIxFS
Inside Binance’s Private IOI System
The Indication of Interest system, a staple in traditional markets, enables traders to privately express intent to transact without placing public orders. Binance’s version allows users to buy, sell, borrow, or lend digital assets without alerting the market. The aim is to reduce slippage, widen access to liquidity, and improve execution certainty for high-volume traders.
A Binance spokesperson told The Block:
Two Tools, One Goal: Privacy and Precision
- Spot IOI enables users to signal buy or sell interest at target price levels. Binance’s OTC desk uses this information to privately match trades through its network of institutional liquidity providers.
- Loan IOI allows users to submit customized borrowing or lending terms. This feature helps institutions manage yield strategies and capital more flexibly.
Both tools rely on confidential communication between the trader and Binance’s OTC team, enhancing the ability to find counterparty matches without public visibility.
Why It Matters for Institutions?
For trades involving $200,000 or more, the IOI tool offers multiple advantages:
- Zero market impact: By operating privately, large orders no longer risk moving prices unfavorably.
- Better pricing: Avoiding public slippage improves average entry and exit prices.
- Operational ease: The platform streamlines liquidity sourcing and loan arrangement processes.
- Flexible capital use: Particularly for Loan IOIs, institutions can set terms tailored to specific liquidity or yield objectives.
Who Can Use It?
The feature is exclusively available to verified institutional and high-net-worth clients. Users must complete Binance’s KYC and institutional onboarding process. By maintaining a $200,000 minimum trade size, Binance ensures the tool serves only serious capital without interference from retail traffic.
Rewards for Early Users
To encourage adoption, Binance is offering exclusive rewards for VIP users who utilize Loan IOI. Eligible participants who match loan orders longer than 30 days during the promotional period can receive incentives, including token vouchers or alternative gifts, depending on local delivery restrictions.
CoinLaw’s Takeaway
I think this is a big leap for crypto’s institutional infrastructure. In my experience, the fear of slippage or front-running has always been a hurdle for big players entering the space. Binance’s new IOI system directly tackles that issue, offering privacy and execution stability. I also like how it mirrors the systems traditional finance has used for decades. This is how you mature a market. It won’t be long before other major exchanges follow suit. If you’re managing large capital, this tool could change how you approach crypto trades altogether.
