--- title: "New USDb Stablecoin Brings Bitcoin Payments to Enterprises" date: 2026-04-28 author: "Kathleen Kinder" featured_image: "https://coinlaw.io/wp-content/uploads/2026/04/paystand-launches-usdb-stablecoin-in-bitcoin-network.jpg" categories: - name: "Cryptocurrency" url: "/crypto.md" tags: - name: "News" url: "/tag/news.md" --- # New USDb Stablecoin Brings Bitcoin Payments to Enterprises Paystand has launched USDb, a US dollar backed stablecoin built on Bitcoin infrastructure to power enterprise payments and financial automation. ## Key Takeaways - Paystand introduces USDb, a stablecoin designed specifically for business payments, payroll, and treasury operations. - Built on Bitcoin aligned infrastructure like Rootstock, Blockstream, and Lightning Network. - Targets the global B2B payments market, which could exceed $100 trillion annually. - Enters a $300 billion plus stablecoin market, currently dominated by Tether and USD Coin. ## What Happened? Paystand [announced](https://www.paystand.com/blog/stablecoin-for-businesses) the launch of its new stablecoin **USDb** during Bitcoin Las Vegas, positioning it as a solution for enterprise scale financial operations. The token is backed one to one by US dollar reserves and will initially roll out across Paystand’s existing payment network. The company said USDb will integrate into workflows such as accounts receivable, accounts payable, payroll, and treasury, with plans to expand access to partners and customers through 2026. > Announced live at [@TheBitcoinConf](https://twitter.com/TheBitcoinConf?ref_src=twsrc%5Etfw) — introducing [\#USDb](https://twitter.com/hashtag/USDb?src=hash&ref_src=twsrc%5Etfw), the first [\#Bitcoin](https://twitter.com/hashtag/Bitcoin?src=hash&ref_src=twsrc%5Etfw)-aligned stablecoin built for the $100T B2B economy. > > Stablecoins went mainstream. Now they go enterprise. 🧵👇 > > — Paystand (@paystand) [April 27, 2026](https://twitter.com/paystand/status/2048900891852615795?ref_src=twsrc%5Etfw) ## A Stablecoin Built for Business, Not Trading Unlike traditional stablecoins that mainly serve crypto trading and liquidity needs, **USDb is purpose built for enterprise finance**. Paystand is positioning it as a **commercial grade settlement layer** that fits directly into how businesses already operate. The stablecoin is designed to: - **Integrate with ERP systems and financial ledgers**. - **Enable automated settlement workflows**. - **Support [cross-border payroll](https://coinlaw.io/cross-border-crypto-transactions-under-mica-statistics/) and vendor payments**. - **Connect payments directly with invoice and transaction data**. This approach aims to solve a long standing issue in finance where **payments and business context are disconnected**, forcing companies to spend time on reconciliation. ## Powered by Bitcoin Infrastructure USDb is built on **Bitcoin aligned rails**, combining multiple technologies to deliver speed, security, and programmability. Key infrastructure partners include: - **Rootstock, which enables smart contract functionality on Bitcoin**. - **Blockstream, supporting interoperability through Liquid Network**. - **Ibex, acting as the initial minting partner and liquidity provider**. The stablecoin is also compatible with the **[Lightning Network](https://coinlaw.io/bitcoin-lightning-network-usage-statistics/)**, allowing **fast and low cost transactions globally**. This multi layer setup allows USDb to combine Bitcoin’s security with modern payment capabilities required by enterprises. ## Immediate Real World Adoption Unlike many crypto projects that launch without users, **USDb enters the market with an existing customer base**. Paystand’s network has already: - **Processed over $20 billion in payments**. - **Served more than one million businesses across North America and Latin America**. Through its acquisition of Bitwage in 2025, Paystand also connects to: - **90,000 workers**. - **4,500 businesses**. - **Operations in nearly 200 countries**. This gives USDb **instant access to global payroll and cross border payment flows** from day one. ## **Stablecoins Expand into Payroll and Enterprise Payments** The launch of USDb reflects a broader shift where **stablecoins are moving beyond trading into real business use cases**. Recent developments include: - [**DoorDash exploring stablecoin payouts for drivers across 40 countries**.](https://coinlaw.io/doordash-stablecoin-payouts-tempo/) - [**Western Union planning its own stablecoin USDPT for global payments**.](https://coinlaw.io/western-union-usdpt-stablecoin-launch-may/) - **Paxos enabling yield on stablecoin salaries through payroll integrations**. The overall stablecoin market is now valued at around **$320 billion**, with **Ethereum** and **Tron** hosting the majority of supply. ## Why USDb Matters Now? The timing of USDb’s launch aligns with major shifts in financial systems: - **[Stablecoin transaction volumes](https://coinlaw.io/stablecoin-statistics/) reached $33 trillion in 2025, showing rapid growth.** - **Businesses are increasingly adopting automation and AI driven finance systems.** - **Bitcoin infrastructure has evolved to support enterprise grade applications.** Paystand CEO Jeremy Almond said: “ AI is eating labor. Bitcoin is eating capital. Stablecoins are eating financial services. USDb is where those three forces converge. Jeremy AlmondCEO – Paystand The company believes USDb can act as a **programmable digital dollar**, enabling machine driven financial operations and real time global payments. ## CoinLaw’s Takeaway In my experience, this launch feels like a **turning point for stablecoins**. Most projects focus on trading or crypto users, but Paystand is clearly targeting **real business problems like slow payments and manual reconciliation**. I found the strongest part of this announcement is **distribution**. USDb is not starting from zero. It already sits on top of a network processing billions in payments. That gives it a real chance to scale faster than typical crypto launches. If Paystand executes well, USDb could push stablecoins deeper into **mainstream enterprise finance**, especially in cross border payments where traditional systems are still slow and expensive. Definition of CBDC. Link to full glossary entry follows the description.**CBDC**A central bank digital currency (CBDC) is digital money issued as a direct liability of a central bank, available in retail or wholesale forms. [Read more](https://coinlaw.io/glossary/cbdc/) Definition of Smart Contract. Link to full glossary entry follows the description.**Smart Contract**A smart contract is a self-executing program stored on a blockchain that automatically enforces agreement terms when predefined conditions are met, without intermediaries. [Read more](https://coinlaw.io/glossary/smart-contract/) Definition of Lightning Network. Link to full glossary entry follows the description.**Lightning Network**Bitcoinu0027s layer-2 protocol routing off-chain payments through bidirectional channels secured by HTLCs, settling in milliseconds at fractions of a cent. [Read more](https://coinlaw.io/glossary/lightning-network/) Definition of Cross-Chain. Link to full glossary entry follows the description.**Cross-Chain**Cross-chain is the ability to move data or assets between separate blockchains via bridges, messaging protocols, or interoperability networks. [Read more](https://coinlaw.io/glossary/cross-chain/)